Surfing Moms

Nonprofit profile at a glance

EIN
861492072
IRS 990-EZ coverage
2023–2025
Forms available
Form 990-EZ 2025, Form 990-N 2022
Location
Kailua, HI, USA
Phone
7039804815
Rating
72
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Family Services

Official website

Reported finances

Revenue
$51,407
Expenses
$68,599
Assets
$49,367

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

8 people listed

Executive titles in this filing

  • Amanda Renschler (Vice President)

People named in this filing

  • Elizabeth Madin (Pres./Founder)
  • Amanda Renschler (Vice President)
  • Holly Hoffman (Dir./Former Sec)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Committed to maternal and family health, Surfing Moms cultivates connection and local community systems of support in diverse communities.

What it reported doing in 2025

NOTE: Program 1 and 2 are tied closely together, but Program 2 is a subset of Program 1.Program 1 Surf SwapSurf Swap is Surfing Moms core community program designed to provide accessible surf opportunities and peer support for mothers. In 2025, Surf Swap served approximately 230 members across 24 locations. The program facilitated regular meetups in which participants shared childcare responsibilities (swap model) to enable time in the water, fostering physical wellness, social connection, and mental health benefits.The objective of Surf Swap during this reporting period was to expand participation and geographic reach while maintaining consistent, community-led programming. The long-term goal is to build a sustainable, nationwide network of Surfing Moms chapters that increase access to the ocean and support maternal well-being through surfing and community connection.Participant numbers are based on reasonable estimates where exact attendance records were not available.________________________________________Program 2 Beyond the SwapBeyond the Swap is a skills-building and progression program designed to deepen participants engagement with surfing and ocean-based wellness. In 2025, the program served approximately 15 members across 4 locations through structured sessions focused on surf skills, confidence-building, and ocean safety.The objective during this reporting period was to pilot and refine program offerings that support skill progression beyond introductory participation. The long-term goal is to develop a scalable program that increases retention, builds leadership within the community, and expands access to more advanced surf experiences for mothers.Participant numbers are based on reasonable estimates where exact attendance records were not available.

Operating model

Revenue model
Donor-supported. 77% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 99% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up. A relatively small share of total spending goes to programs and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 59
  • Transparency & Controls: 100
  • Sustainability: 19
  • Growth: 40

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 64.8%; rating input score 65
  • Program expense ratio: 48.6%; rating input score 49

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: -33.4%; rating input score 16; 16th percentile among comparable filings
  • Total-asset coverage ratio: 0.72; rating input score 39; 39th percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 44.2%; rating input score 4; 4th percentile among comparable filings

Growth

  • Program expense growth: 30.4% per year; rating input score 100; 87th percentile among comparable filings
  • Revenue growth: -4.5% per year; rating input score 0; 35th percentile among comparable filings
  • Asset growth: -2.7% per year; rating input score 0; 29th percentile among comparable filings

Details

  • Where the money goes: 64.8% of revenue deployed · 48.6% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $33K in reported program spending
  • Leadership: top reported pay $0 · 8 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 3 filing years from 2023 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Program expense ratio scored 49/100.
  • High — Sustainability: Operating margin scored 16/100.
  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 39/100.
  • High — Growth: Asset growth scored 0/100.
  • High — Sustainability: Officer compensation ratio scored 4/100.