Summerville Family YMCA
Legal name: Summerville Family Young Men's Christian Association
Nonprofit profile at a glance
- EIN
- 570643100
- IRS 990 coverage
- 2010–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024
- Location
- Summerville, SC, USA
- Phone
- 8438719622
- Rating
- 86
- Verdict
- STRONG
- Rating confidence
- Standard
- Affiliation
- Christianity
Reported finances
- Revenue
- $5,568,304
- Expenses
- $5,201,112
- Assets
- $8,047,943
- Liabilities
- $2,003,272
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
15 people listed
Executive titles in this filing
- JOSEPH DEBNEY (CEO)
Highest reported compensation
- JOSEPH DEBNEY (CEO): $134,117 total reported compensation
- CATHERINE BLACK (CFO): $92,062 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The Summerville Family YMCA works to strengthen spirit, mind, and body for all—carrying out its mission through youth development, healthy living, and social responsibility, serving more than 20,000 people each year. For decades, the Summerville Family YMCA has grown alongside our community, adapting to meet the changing needs of the people we serve. What began as a small, mission-driven effort has become a cornerstone organization dedicated to strengthening spirit, mind, and body for all. 1966 150 women in the Summerville community founded the Young Women’s Christian Association (YWCA) to provide adult programs rooted in Christian values. Strong community support quickly led to expanded offerings.
What it reported doing in 2024
Wellness center - health and well-being for all at a time when greater than 50% of adults and 15% of children are classified as obese. The ymca provides people witht the environment and supportive relationships they need in order to pursue and achieve a healthier lifestyle. This facility includes a state of the art fitness center offering personal traning, fitness classes, an indoor exercise pool, kid zones for healthy play, childwatch, teen/ preteen fitness classes, and a basketball gymnasium with programs for adults, children, and families.
Operating model
- Revenue model
- Other-operating. 85% of the money available for current operations came from other operating revenue.
- Distribution model
- Direct operator. The filing allocates 98% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 76
- Transparency & Controls: 95
- Accountability: 100
- Sustainability: 53
- Growth: 80
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 81.6%; rating input score 82
- Program expense ratio: 87%; rating input score 87
- Fundraising efficiency: $3.26 raised per $1 spent on fundraising; rating input score 9; 9th percentile among comparable filings
Transparency & Controls
- Consistency checks: 94.4%; rating input score 94; 24th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 6.6%; rating input score 55; 55th percentile among comparable filings
- Total-asset coverage ratio: 1.55; rating input score 53; 53rd percentile among comparable filings
- Liabilities to assets ratio: 0.25; rating input score 39; 39th percentile among comparable filings
- Officer compensation ratio: 4.3%; rating input score 58; 58th percentile among comparable filings
Growth
- Program expense growth: 3.8% per year; rating input score 100; 32nd percentile among comparable filings
- Revenue growth: 3.2% per year; rating input score 100; 28th percentile among comparable filings
- Asset growth: -2.3% per year; rating input score 0; 7th percentile among comparable filings
Details
- What they do: 1 programs and campaigns described on the official site
- Where the money goes: 81.6% of revenue deployed · 87% of spending went to programs
- Governance: 15 of 15 board members independent · 9 of 9 filing controls reported
- Programs: 2 filed program accomplishments · $4.5M in reported program spending
- Leadership: top reported pay $134K · 15 people listed
- Consistency: 35 of 36 current checks pass · 1 finding to review
- Schedules: 8 filed schedules · includes major donors
- Filing history: 14 filing years from 2010 to 2024
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 9/100.
- Review — Sustainability: Operating margin scored 55/100.
- High — Growth: Asset growth scored 0/100.
- Review — Sustainability: Total-asset coverage ratio scored 53/100.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
- Moderate — Sustainability: Liabilities to assets ratio scored 39/100.
- Review — Sustainability: Officer compensation ratio scored 58/100.