Stgeorge Community Development Corp
Nonprofit profile at a glance
- EIN
- 821977455
- IRS 990 coverage
- 2018–2025
- Forms available
- Form 990 2025, Form 990-EZ 2019, Form 990-N 2017
- Location
- Tenants Harbor, ME, USA
- Phone
- 2073722193
- Rating
- 78
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Human Service Organizations
Reported finances
- Revenue
- $578,132
- Expenses
- $393,722
- Assets
- $1,363,533
- Liabilities
- $22,054
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
7 people listed
People named in this filing
- ROBERT KELLEY (BOARD CHAIR/ ED PART YEAR)
- ELIZABETH MATTHEWS (MEMBER)
- ALEXANDRA BRASILI (MEMBER)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The organization will lead and fund innovative projects that enhance resiliency by supporting community and economic development, ensuring the presence of workforce housing, expanding educational opportunities, increasing access to healthcare and operating a food pantry to serve the ill, needy, or children in the town of st. George and its villages- tenants harbor and port clyde. We believe that a resilient and sustainable community rests on these five interdependent pillars of strength and that the corporation can be a nexus to support programs that weave them together to help ensure our community's long term success. In that spirit, we plan to work closely with the existing local institutions, including the town of st. George, the st. George municipal school, and other local nonprofits and community groups. Together, we can identify and prioritize needs and opportunities across our five activity areas and serve as a center for community involvement.
What it reported doing in 2025
Economic & education, health & well-being, affordable housing and community support. Includes operating a food pantry, administering heating and hardship assistance programs, partnering with local organizations to provide adult education and workforce development opportunities, developing affordable housing programs, developing a telehealth program, administering a school fund, and providing information about resources to anyone in need.
Operating model
- Revenue model
- Donor-supported. 91% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and a large share of total spending goes to programs. A relatively small share of available resources goes toward mission work and some filing-based governance responses are negative or unanswered.
Rating breakdown
- Financial Efficiency: 61
- Transparency & Controls: 92
- Accountability: 88
- Sustainability: 78
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 50.6%; rating input score 51
- Program expense ratio: 71.7%; rating input score 72
- Fundraising efficiency: $61.66 raised per $1 spent on fundraising; rating input score 79; 79th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 5 of 7 controls in place; rating input score 71
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 31.9%; rating input score 83; 83rd percentile among comparable filings
- Total-asset coverage ratio: 3.46; rating input score 78; 78th percentile among comparable filings
- Liabilities to assets ratio: 0.02; rating input score 55; 55th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 78; 78th percentile among comparable filings
Growth
- Program expense growth: 12.8% per year; rating input score 100; 66th percentile among comparable filings
- Revenue growth: 10.9% per year; rating input score 100; 64th percentile among comparable filings
- Asset growth: 16.1% per year; rating input score 100; 72nd percentile among comparable filings
Details
- Where the money goes: 50.6% of revenue deployed · 71.7% of spending went to programs
- Governance: 7 of 7 board members independent · 5 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $282K in reported program spending
- Leadership: top reported pay $0 · 7 people listed
- Consistency: 24 of 24 current checks pass
- Schedules: 4 filed schedules · includes major donors
- Filing history: 6 filing years from 2018 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Financial Efficiency: Mission deployment rate scored 51/100.
- Review — Accountability: Governance controls: Independent financial-statement audit not reported.
- Review — Sustainability: Liabilities to assets ratio scored 55/100.