Stewartville Area Chamber of Commerce

Nonprofit profile at a glance

EIN
411462655
IRS 990-EZ coverage
2012–2025
Forms available
Form 990-EZ 2025
Location
Stewartville, MN, USA
Phone
5075336006
Rating
43
Verdict
MIXED
Rating confidence
Moderate

Reported finances

Revenue
$63,834
Expenses
$46,362
Assets
$146,671
Liabilities
$284

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

9 people listed

Executive titles in this filing

  • NICK JOHNSON (PAST PRESIDENT)
  • MATT HUGGENVIK (PRESIDENT)
  • ROBERT HRUSKA (VICE PRESIDENT)

People named in this filing

  • ALISHA NELSON (SECRETARY)
  • NICK JOHNSON (PAST PRESIDENT)
  • MATT HUGGENVIK (PRESIDENT)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To unify, support and promote the growth of businesses in the community. To enhance the quality of life for the entire community. The organizations purpose

What it reported doing in 2025

The organization holds an annual community winterfestwhich has a parade, activities sponsored by other organizations, santa visit, tree lighting and general community fellowship

Operating model

Revenue model
Donor-supported. 64% of the money available for current operations came from contributions and gifts.
Distribution model
Transfer-based 990-EZ. The 990-EZ reports grants or member benefits, but it does not separate enough spending to show the nonprofit’s full delivery mix.

The verdict

MIXED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and liabilities are high compared with assets.

Rating breakdown

  • Financial Efficiency: 4
  • Transparency & Controls: 82
  • Sustainability: 69
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 5.7%; rating input score 6
  • Program expense ratio: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 27.4%; rating input score 78; 78th percentile among comparable filings
  • Total-asset coverage ratio: 3.16; rating input score 75; 75th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 29; 29th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: 1.5% per year; rating input score 100; 52nd percentile among comparable filings
  • Revenue growth: 8.2% per year; rating input score 100; 77th percentile among comparable filings
  • Asset growth: 10.5% per year; rating input score 100; 71st percentile among comparable filings

Details

  • Where the money goes: 5.7% of revenue deployed
  • Governance: Filed governance answers
  • Accomplishments: 3 filed program accomplishments
  • Leadership: top reported pay $0 · 9 people listed
  • Consistency: 6 of 6 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 14 filing years from 2012 to 2025
  • Contacts: How to reach this organization
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 6/100.
  • High — Sustainability: Liabilities to assets ratio scored 29/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.