Stepping Stone Missions

Nonprofit profile at a glance

EIN
263792915
IRS 990-EZ coverage
2010–2025
Forms available
Form 990 2023, Form 990-EZ 2025
Location
Saint Louis, MO, USA
Phone
5738010410
Rating
79
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Christianity
Affiliation
Christianity

Reported finances

Revenue
$84,368
Expenses
$107,881
Assets
$35,427
Liabilities
$19,981

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

4 people listed

Executive titles in this filing

  • Cindy Getchman (President)
  • Gina Zelenka (Vice President)

People named in this filing

  • Cindy Getchman (President)
  • Gina Zelenka (Vice President)
  • Elizabeth D'Agostino (Secretary)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Charitable and Religious Purposes

What it reported doing in 2025

SSM partners with other missionaries, churches & org. around the world to help communities, neighorhoods & ind. in crisis or need by supporting physical, mental & spiritual needs.

Operating model

Revenue model
Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
Distribution model
Hybrid. The nonprofit split its reported program spending across 78% for direct work, 13% for grants, and 9% for member benefits.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 81
  • Transparency & Controls: 82
  • Sustainability: 18
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 88.2%; rating input score 88
  • Program expense ratio: 69%; rating input score 69

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -27.9%; rating input score 18; 18th percentile among comparable filings
  • Total-asset coverage ratio: 0.33; rating input score 24; 24th percentile among comparable filings
  • Liabilities to assets ratio: 0.56; rating input score 7; 7th percentile among comparable filings
  • Officer compensation ratio: 12%; rating input score 10; 10th percentile among comparable filings

Growth

  • Program expense growth: 3.5% per year; rating input score 100; 57th percentile among comparable filings
  • Revenue growth: 6.2% per year; rating input score 100; 73rd percentile among comparable filings
  • Asset growth: 11.7% per year; rating input score 100; 73rd percentile among comparable filings

Details

  • Where the money goes: 88.2% of revenue deployed · 69% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $74K in reported program spending
  • Leadership: top reported pay $0 · 4 people listed
  • Consistency: 8 of 8 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 14 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 18/100.
  • High — Sustainability: Total-asset coverage ratio scored 24/100.
  • High — Sustainability: Liabilities to assets ratio scored 7/100.
  • High — Sustainability: Officer compensation ratio scored 10/100.