Stem Int'l
Nonprofit profile at a glance
- EIN
- 363367669
- IRS 990-EZ coverage
- 2019–2025
- Forms available
- Form 990-EZ 2025
- Location
- St Cloud, FL, USA
- Phone
- 4075931484
- Rating
- 91
- Verdict
- STRONG
- Rating confidence
- Moderate
Reported finances
- Revenue
- $33,868
- Expenses
- $38,911
- Assets
- $52,032
- Liabilities
- $4,145
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
4 people listed
Executive titles in this filing
- ROGER PETERSON (PRESIDENT/TREAS)
People named in this filing
- ROGER PETERSON (PRESIDENT/TREAS)
- RICHARD EASTERDAY (SECRETARY)
- JOHN QUAM (DIRECTOR)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Religious mission ministry
What it reported doing in 2025
Provided books, publications, and training to churches to more than 1,600 people in short- and long-term mission efforts, equipping participants for pre-field, on-field, and re-entry phases of mission outreach.
Operating model
- Revenue model
- Donor-supported. 72% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Revenue has declined or grown slowly and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 94
- Transparency & Controls: 100
- Sustainability: 31
- Growth: 40
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 84.2%; rating input score 84
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: -14.9%; rating input score 25; 25th percentile among comparable filings
- Total-asset coverage ratio: 1.34; rating input score 55; 55th percentile among comparable filings
- Liabilities to assets ratio: 0.08; rating input score 16; 16th percentile among comparable filings
- Officer compensation ratio: 4%; rating input score 11; 11th percentile among comparable filings
Growth
- Program expense growth: 1.1% per year; rating input score 100; 51st percentile among comparable filings
- Revenue growth: -3.5% per year; rating input score 0; 38th percentile among comparable filings
- Asset growth: -2.3% per year; rating input score 0; 30th percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 84.2% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $33K in reported program spending
- Leadership: top reported pay $0 · 4 people listed
- Consistency: 7 of 7 current checks pass
- Schedules: 3 filed schedules
- Filing history: 7 filing years from 2019 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Operating margin scored 25/100.
- High — Growth: Asset growth scored 0/100.
- Review — Sustainability: Total-asset coverage ratio scored 55/100.
- High — Sustainability: Officer compensation ratio scored 11/100.
- High — Sustainability: Liabilities to assets ratio scored 16/100.