Start with One International Inc

Nonprofit profile at a glance

EIN
274295514
IRS 990 coverage
2016–2024
Forms available
Form 990 2024
Location
Hartford, AL, USA
Phone
4046644766
Rating
75
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
International Relief
Affiliation
Christianity

Official website

Reported finances

Revenue
$1,336,350
Expenses
$1,335,833
Assets
$970,318
Liabilities
$183,876

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

10 people listed

Executive titles in this filing

  • WILLIAM D COBLE (PRESIDENT)

Highest reported compensation

  • ADAM W MOSLEY (DIR OF GLOBAL BUSINESS DEV): $105,065 total reported compensation
  • KIMBERLY C UKEN (TREASURER): $30,000 total reported compensation
  • WILLIAM D COBLE (PRESIDENT): $30,000 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The mission of start with one international, inc. ("swoi") is to provide the seeds of opportunity for people to make a sustainable difference in their world. Currently, the focus is in kenya with humanitarian/development projects including clean water to communities, hygiene/health campaigns, providing education, building infrastructure and assistance to schools, orphanages and churches, women's empowerment & business entrepreneurship. In october 2013, swoi began working with a kenya in october 2013, swoi began working with a kenya non-governmental organization, start with one kenya ("swok") to accomplish these goals. Swoi has several personnel on the ground in kenya for the purpose of researching potential projects and the monitoring & financial oversight of the humanitarian projects granted to & conducted by swok. Swok has its own personnel to be hosts & coordinators for mission teams to go and demonstrate god's love by actively participating in the humanitarian projects.

What it reported doing in 2024

Mission teams: swoi grants funds to swok to host mission teams. In 2025 and 2024, swok hosted several mission teams and small groups that focused on a variety of activities from the distribution of uzima clean water filters, to work at gituamba jkc primary school and a school for the deaf in siaya, kenya as well as conducting health & eye clinics. In 2023, swok hosted two mission teams and several small groups that focused on a variety of activities from the distribution of uzima clean water filters, to work at gituamba jkc primary school and ngala school for the deaf as well as conducting health & eye clinics. In 2022, travel had not recovered fully to pre-pandemic levels. Swok hosted one mission team and several smaller groups of individuals to collaborate in the work of swok in kenya. In 2020 & 2021, due to covid 19, there was a reduction in mission work. As a result of the pandemic, swok received only one group in kenya before lockdowns took affect. Expense of $168,671 including grants of $168,671 and revenue of $0.healthcare: swoi grants funds to swok for its heathcare initiatives. For fye 30sept 2025, 2024, 2023 and 2022, swok conducted several days of health & eye care clinics. In addition, the routine health issues of the sponsored children. For fye 30sept2021, the primary focus was for covid-19 relief to families that were impacted by the pandemic. In addition, there were expenditures for surgeries & dental care of two children. Expense of $10,366 including grants of $10,366 and revenue of $0.other program service areas: for fye 30sept 2023 include business empowerment initiatives expenses of $23,655 including grants of $23,655 and revenue of $0; for fye 30sept 2022 include business empowerment initiatives expenses of $9,041 including grants of $9,041 and revenue of $0; for fye 30sept 2023 include swok office expense of $40,598 including grants of $40,598 and revenue of $0; for fye 30sept 2022 include swok office expense of $23,334 including grants of $23,334 and revenue of $0; fye 30sept 2023, swok personnel, vehicles & other expenses of $11,530 including grants of $11,530 and revenue of $0. Fye 30sept 2022, swok personnel, vehicles & other expenses of $29,954 including grants of $29,954 and revenue of $0.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 78% of its reported program spending out as grants.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. The filing reports few safeguards for money sent abroad and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 74
  • Transparency & Controls: 76
  • Accountability: 78
  • Sustainability: 34
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 91.4%; rating input score 91
  • Program expense ratio: 70%; rating input score 70
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 92.9%; rating input score 93; 19th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: 0 of 8 controls in place; rating input score 0
    • Claims monitoring procedures: Fail
    • Requires narrative reports: Fail
    • Conducts field audits: Fail
    • May suspend future funding: Fail
    • Requires financial reports: Fail
    • Conducts site visits: Fail
    • Requires grant agreements: Fail
    • May require repayment: Fail
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 77.8%; rating input score 78; 17th percentile among comparable filings
  • Governance controls: 7 of 9 controls in place; rating input score 78
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Fail
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 0%; rating input score 36; 36th percentile among comparable filings
  • Total-asset coverage ratio: 0.73; rating input score 33; 33rd percentile among comparable filings
  • Liabilities to assets ratio: 0.19; rating input score 32; 32nd percentile among comparable filings
  • Officer compensation ratio: 12.4%; rating input score 30; 30th percentile among comparable filings

Growth

  • Program expense growth: 4.8% per year; rating input score 100; 41st percentile among comparable filings
  • Revenue growth: 5.8% per year; rating input score 100; 48th percentile among comparable filings
  • Asset growth: 14.6% per year; rating input score 100; 71st percentile among comparable filings

Details

  • Where the money goes: 91.4% of revenue deployed · 70% of spending went to programs
  • Governance: 7 of 9 board members independent · 7 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $935K in reported program spending
  • Leadership: top reported pay $105K · 10 people listed
  • Consistency: 30 of 31 current checks pass · 1 finding to review
  • Schedules: 6 filed schedules · includes major donors and foreign activity
  • Filing history: 8 filing years from 2016 to 2024
  • Contacts: How to reach this organization
  • Money network: 3 filed money-flow records
  • Related organizations: 2 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Foreign activity oversight: 8 of 8 not reported.
  • Review — Accountability: Governance controls: 2 of 9 not reported.
  • Moderate — Sustainability: Operating margin scored 36/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 33/100.
  • Review — Transparency & Controls: Schedule R controlled transactions itemized did not reconcile in the filed values.
  • Moderate — Sustainability: Officer compensation ratio scored 30/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 32/100.