Stable Families Inc

Nonprofit profile at a glance

EIN
334553935
IRS 990-EZ coverage
2025–2025
Forms available
Form 990-EZ 2025
Location
Rome, NY, USA
Rating
66
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Homeless Centers

Reported finances

Revenue
$117,105
Expenses
$16,255
Assets
$101,595
Liabilities
$745

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • Colleen M Starr (Executive Director Board Secretary)
  • Jonnie Nickles (Board President)

People named in this filing

  • Colleen M Starr (Executive Director Board Secretary)
  • Jonnie Nickles (Board President)
  • Shelly Mudry (Treasurer)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Stable Families was formed to prevent and reduce homelessness among families with children particularly single-parent households in the local community. The organization exists to help families achieve and maintain stable housing by addressing the financial educational and support-related barriers that place them at risk of homelessness. Through a coordinated effort with churches landlords and community partners Stable Families provides housing stabilization assistance case management and life skills training including money management employment readiness and tenant education. The primary goal is to keep families safely housed while strengthening their ability to achieve long-term stability and independence with special emphasis on the well-being of children.

What it reported doing in 2025

Homelessness Prevention: During this foundational year Stable Families invested considerable effort in establishing a Homelessness Prevention program to assist families facing housing instability. This included developing landlord partnerships designing program structure and creating policies and procedures. Through a Housing Partner Program the organization developed collaborative relationships with local landlords and property managers to help prevent evictions. Clients received mediation support and housing stabilization planning. A Great Tenant Skills class teaches tenant responsibilities communication with landlords and strategies for successfully maintaining housing. Fundraising activities were also undertaken to support direct assistance and program growth including resources for rental and housing stabilization support.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and liabilities are high compared with assets.

Rating breakdown

  • Financial Efficiency: 43
  • Transparency & Controls: 100
  • Sustainability: 87
  • Growth: NotEnoughData

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 12.8%; rating input score 13
  • Program expense ratio: 92.4%; rating input score 92

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 86.1%; rating input score 98; 98th percentile among comparable filings
  • Total-asset coverage ratio: 6.25; rating input score 97; 97th percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 39; 39th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: Limited
  • Asset growth: Limited

Details

  • Where the money goes: 12.8% of revenue deployed · 92.4% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 3 filed program accomplishments · $15K in reported program spending
  • Leadership: top reported pay $0 · 5 people listed
  • Consistency: 8 of 8 current checks pass
  • Schedules: 3 filed schedules
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 13/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 39/100.