St Louis Chapter of RIMS Inc
Nonprofit profile at a glance
- EIN
- 510155977
- IRS 990-EZ coverage
- 2021–2025
- Forms available
- Form 990-EZ 2025, Form 990-N 2020
- Location
- Saint Louis, MO, USA
- Phone
- 9173271403
- Rating
- 65
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Chambers of Commerce & Business Leagues
Reported finances
- Revenue
- $76,663
- Expenses
- $72,982
- Assets
- $135,905
- Liabilities
- $61,873
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
13 people listed
Executive titles in this filing
- Trish Staub (President)
- Thomas Sussman (Vice-President)
People named in this filing
- Mark Huddleston (Director)
- Sharon Spung (Director)
- Trish Staub (President)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Through education, intern sponsorship programs and influencing legislation and regulation at the federal and state levels, our mission is to foster an environment of diversity and professionalism to nurture growth for the insurance and risk management professinal.
What it reported doing in 2025
Member luncheons are held, and guest speakers give presentations on areas of current interest in the fieldsof insurance and risk management. Educational and business topics are shared and discussed. The board also meets to conduct its business, including financial reviews and program planning.
Operating model
- Revenue model
- Other-operating. 81% of the money available for current operations came from other operating revenue.
- Distribution model
- Transfer-based 990-EZ. The 990-EZ reports grants or member benefits, but it does not separate enough spending to show the nonprofit’s full delivery mix.
The verdict
SUPPORTED - The filed numbers largely add up and program spending has grown recently. Expenses are high relative to revenue and liabilities are high compared with assets.
Rating breakdown
- Financial Efficiency: 49
- Transparency & Controls: 82
- Sustainability: 51
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 78.3%; rating input score 78
- Program expense ratio: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: 4.8%; rating input score 53; 53rd percentile among comparable filings
- Total-asset coverage ratio: 1.86; rating input score 64; 64th percentile among comparable filings
- Liabilities to assets ratio: 0.46; rating input score 8; 8th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: 54.6% per year; rating input score 100; 93rd percentile among comparable filings
- Revenue growth: 1.6% per year; rating input score 100; 56th percentile among comparable filings
- Asset growth: 11% per year; rating input score 100; 72nd percentile among comparable filings
Details
- Where the money goes: 78.3% of revenue deployed
- Governance: Filed governance answers
- Accomplishments: 3 filed program accomplishments
- Leadership: top reported pay $0 · 13 people listed
- Consistency: 6 of 6 current checks pass
- Schedules: 2 filed schedules
- Filing history: 5 filing years from 2021 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Sustainability: Operating margin scored 53/100.
- High — Sustainability: Liabilities to assets ratio scored 8/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.