Lutheran Social Services of the Virgin Islands
Legal name: St Croix Elderly Housing Inc
Nonprofit profile at a glance
- EIN
- 660486050
- IRS 990 coverage
- 2019–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024
- Location
- Frederiksted, VI, US Virgin Islands
- Phone
- 3407724099
- Rating
- 79
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $403,546
- Expenses
- $368,466
- Assets
- $793,501
- Liabilities
- $1,274,093
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
7 people listed
Executive titles in this filing
- ROBERT WAKFIELD (PRESIDENT)
- JUNIA JOHN-STRAKER (CEO)
People named in this filing
- JOYCE CHRISTIAN (SECRETARY)
- RONALD RUSSELL ESQ (BOARD MEMBER)
- DR JAMES KLOSS (TREASURER)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Our mission is to express Christian love and care to the community through service. Our mission is to express Christian love and care to the community through service Lutheran Social Services of the Virgin Islands is a multi-service non-profit organization headquartered in Frederiksted, St. Croix. We are the largest private child and family service agency in the U.S. Virgin Islands. We offer programs for abused, abandoned and neglected children, pregnant women and families, low income seniors and adults with disabilities. We have been taking care of our territory’s most vulnerable citizens since 1904. The generous support of our donors and volunteers, coupled with the hard work of our caring employees, ensures we are able to continue “Working Together, Making Lives Better.”.
What it reported doing in 2024
To provide housing for low income seniors and disabled adults.
Operating model
- Revenue model
- Grant-funded. 87% of the money available for current operations came from government grants.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. Program spending has declined or grown slowly and some filing-based governance responses are negative or unanswered.
Rating breakdown
- Financial Efficiency: 68
- Transparency & Controls: 92
- Accountability: 94
- Sustainability: 54
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 73.6%; rating input score 74
- Program expense ratio: 80.5%; rating input score 81
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 6 of 7 controls in place; rating input score 86
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Fail
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 8.7%; rating input score 58; 58th percentile among comparable filings
- Total-asset coverage ratio: 2.15; rating input score 61; 61st percentile among comparable filings
- Liabilities to assets ratio: 1.61; rating input score 3; 3rd percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 69; 69th percentile among comparable filings
Growth
- Program expense growth: -3.2% per year; rating input score 0; 21st percentile among comparable filings
- Revenue growth: 2.8% per year; rating input score 100; 39th percentile among comparable filings
- Asset growth: 1.7% per year; rating input score 100; 32nd percentile among comparable filings
Details
- What they do: 1 programs and campaigns described on the official site
- Where the money goes: 73.6% of revenue deployed · 80.5% of spending went to programs
- Governance: 6 of 6 board members independent · 6 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $297K in reported program spending
- Leadership: top reported pay $0 · 7 people listed
- Consistency: 23 of 23 current checks pass
- Schedules: 5 filed schedules · includes major donors
- Filing history: 6 filing years from 2019 to 2024
- Contacts: How to reach this organization
- Related organizations: 7 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Growth: Program expense growth scored 0/100.
- Review — Accountability: Governance controls: Audit committee oversight not reported.
- Review — Sustainability: Operating margin scored 58/100.
- High — Sustainability: Liabilities to assets ratio scored 3/100.