St Clairsville Chamber of Commerce
Nonprofit profile at a glance
- EIN
- 341438615
- IRS 990 coverage
- 2024–2025
- Forms available
- Form 990 2025, Form 990-EZ 2023
- Location
- Saint Clairsville, OH, USA
- Phone
- 7406959623
- Rating
- 66
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
Reported finances
- Revenue
- $178,226
- Expenses
- $210,368
- Assets
- $65,914
- Liabilities
- $4,558
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
19 people listed
Executive titles in this filing
- MARY BETH PANEPUCCI (PRESIDENT)
- CRYSTAL PIETRANTON (VICE PRESIDENT)
- LISA KINDLER (EXECUTIVE DIRECTOR)
- WENDY ANDERSON (FORMER EXECUTIVE DIRECTOR)
Highest reported compensation
- LISA KINDLER (EXECUTIVE DIRECTOR): $42,687 total reported compensation
- WENDY ANDERSON (FORMER EXECUTIVE DIRECTOR): $27,461 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Preserve the competitive enterprise system of business by creating a better understanding and appreciation of the importance of business people and a concern for their problems. Educating the business community and representing them in city, county, state and national legislative and political affairs. Preventing controversies which are detrimental to expansion and growth of business if they arise.
What it reported doing in 2025
To increase workplace safety awareness through a partnership with Ohio bureau of worker's compensation to offer programs addressing occupational safety and health, worker's compensation, and risk managment education and information.
Operating model
- Revenue model
- Earned-program. 66% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
SUPPORTED - The filed numbers largely add up and most voting board members are independent. Some filing-based governance responses are negative or unanswered and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 56
- Transparency & Controls: 92
- Accountability: 63
- Sustainability: 15
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 67.3%; rating input score 67
- Program expense ratio: 57%; rating input score 57
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 1 of 8 controls in place; rating input score 12
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: Fail
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -18%; rating input score 13; 13th percentile among comparable filings
- Total-asset coverage ratio: 0.31; rating input score 17; 17th percentile among comparable filings
- Liabilities to assets ratio: 0.07; rating input score 25; 25th percentile among comparable filings
- Officer compensation ratio: 33.3%; rating input score 9; 9th percentile among comparable filings
Growth
- Program expense growth: -22.9% per year; rating input score 0; 5th percentile among comparable filings
- Revenue growth: 2.1% per year; rating input score 100; 31st percentile among comparable filings
- Asset growth: 1.9% per year; rating input score 100; 30th percentile among comparable filings
Details
- Where the money goes: 67.3% of revenue deployed · 57% of spending went to programs
- Governance: 17 of 17 board members independent · 1 of 8 filing controls reported
- Programs: 2 filed program accomplishments · $120K in reported program spending
- Leadership: top reported pay $43K · 19 people listed
- Consistency: 23 of 24 current checks pass · 1 finding to review
- Schedules: 3 filed schedules · includes major donors
- Filing history: 2 filing years from 2024 to 2025
- Contacts: How to reach this organization
- Money network: 3 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Accountability: Governance controls: 6 of 7 not reported.
- Review — Financial Efficiency: Program expense ratio scored 57/100.
- High — Sustainability: Operating margin scored 13/100.
- High — Growth: Program expense growth scored 0/100.
- High — Sustainability: Total-asset coverage ratio scored 17/100.
- Moderate — Transparency & Controls: Functional expense sum did not reconcile in the filed values.
- High — Sustainability: Officer compensation ratio scored 9/100.
- High — Sustainability: Liabilities to assets ratio scored 25/100.