St. Bernard Hospital and Health Care Center

Legal name: St Bernard Hospital

Nonprofit profile at a glance

EIN
362264414
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Chicago, Illinois, US
Phone
(773) 962-3900
Rating
87
Verdict
STRONG
Rating confidence
Standard
Sector
Hospital, General
Affiliation
Christianity

Official website

Reported finances

Revenue
$154,997,327
Expenses
$137,580,766
Assets
$75,296,312
Liabilities
$47,379,567

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

24 people listed

Executive titles in this filing

  • CHARLES HOLLAND JR (PRESIDENT & CEO)
  • DARIA TERRELL MD (MEDICAL STAFF PRESIDENT)

Highest reported compensation

  • CHARLES HOLLAND JR (PRESIDENT & CEO): $469,045 total reported compensation
  • DARIA TERRELL MD (MEDICAL STAFF PRESIDENT): $317,569 total reported compensation
  • ROLAND ABELLERA (CHIEF OPERATIONS OFFICIER): $314,285 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

St. Bernard Hospital is dedicated to providing compassionate, high-quality healthcare to the Englewood community and beyond, with a focus on health equity and patient-centered care.

What it reported doing in 2025

During 2025 st. Bernard hospital provided a full range of outpatient diagnostic treatment to 85,273 outpatients. Such services included lab work, x-rays, ultrasounds, nuclear medicine, ct scans, mammography services, ekg's, and eeg's. St. Bernard hospital also operates a number of different clinics. Clinics of st. Bernard hospital are open to treat asthma, orthopedic and podiatric patients. In addition, st. Bernard hospital operates a dental clinic, which opened in 2007, geared toward treating children, that treated 2,297 children and 2,142, adults in 2025. The hospital also operates a mobile medical unit program, which was opened in 2003, it treated 1,669 patients to provide immunizations and 1,544 school physicals to the children in englewood and other neighborhoods on the south side of chicago.

Operating model

Revenue model
Other-operating. 85% of the money available for current operations came from other operating revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Total assets are small relative to annual expenses; liquid coverage is unknown and some filed totals do not add up.

Rating breakdown

  • Financial Efficiency: 88
  • Transparency & Controls: 86
  • Accountability: 91
  • Sustainability: 49
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 83.8%; rating input score 84
  • Program expense ratio: 94.3%; rating input score 94
  • Fundraising efficiency: $242.52 raised per $1 spent on fundraising; rating input score 87; 87th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 92.9%; rating input score 93; 15th percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 84.6%; rating input score 85; 15th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 11.2%; rating input score 73; 73rd percentile among comparable filings
  • Total-asset coverage ratio: 0.55; rating input score 16; 16th percentile among comparable filings
  • Liabilities to assets ratio: 0.63; rating input score 29; 29th percentile among comparable filings
  • Officer compensation ratio: 2.3%; rating input score 55; 55th percentile among comparable filings

Growth

  • Program expense growth: 4.5% per year; rating input score 100; 33rd percentile among comparable filings
  • Revenue growth: 2.7% per year; rating input score 100; 20th percentile among comparable filings
  • Asset growth: 1% per year; rating input score 100; 7th percentile among comparable filings

Details

  • What they do: 10 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 83.8% of revenue deployed · 94.3% of spending went to programs
  • Governance: 11 of 13 board members independent · 9 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $129.8M in reported program spending
  • Leadership: top reported pay $469K · 24 people listed · 4 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $16.3M reported
  • Consistency: 33 of 34 current checks pass · 1 finding to review
  • Schedules: 8 filed schedules · includes major donors and executive pay
  • Filing history: 15 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 14 filed money-flow records
  • Related organizations: 4 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Total-asset coverage ratio scored 16/100.
  • Review — Transparency & Controls: Schedule R controlled transactions itemized did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 29/100.
  • Review — Sustainability: Officer compensation ratio scored 55/100.