St Andrews Center

Nonprofit profile at a glance

EIN: 202404387
IRS 990-EZ coverage: 2013–2025
Forms available: Form 990-EZ 2025, Form 990-N 2016
Location: Chattanooga, TN, USA
Phone: 4232000162
Rating: 38
Verdict: REVIEW
Rating confidence: Moderate
Sector: Community Recreational Centers

Reported finances

Revenue: $89,931
Expenses: $91,034
Assets: $77,216
Liabilities: $2,066

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

TERRY DAVIS (EXECUTIVE DIRECTOR/PRESIDENT)

People named in this filing

TERRY DAVIS (EXECUTIVE DIRECTOR/PRESIDENT)
LEONARD HATTAWAY (SECRETARY)
CHARLES SPENCER (TREASURER)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To provide educational, social, cultural, economic and spiritual growth opportunities to the Highland Park/East Chattanooga community, and to provide a home for other non-profit agencies with missions in harmony with its own.

What it reported doing in 2025

No programs other than the mission statement were undertaken in 2025

Operating model

Revenue model: Earned-program. 100% of the money available for current operations came from fees and other program revenue.
Distribution model: No current program activity. The filing reports no program spending for the current year.

The verdict

REVIEW - The filed numbers largely add up and revenue has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

Financial Efficiency: 0
Transparency & Controls: 82
Sustainability: 34
Growth: 60

Detailed rating inputs

Financial Efficiency

Mission deployment rate: 0%; rating input score 0
Program expense ratio: 0%; rating input score 0

Transparency & Controls

Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
Major donor itemization: Limited

Sustainability

Operating margin: -1.2%; rating input score 40; 40th percentile among comparable filings
Total-asset coverage ratio: 0.85; rating input score 43; 43rd percentile among comparable filings
Liabilities to assets ratio: 0.03; rating input score 21; 21st percentile among comparable filings
Officer compensation ratio: 40%; rating input score 4; 4th percentile among comparable filings

Growth

Program expense growth: -38.7% per year; rating input score 0; 11th percentile among comparable filings
Revenue growth: 7.6% per year; rating input score 100; 76th percentile among comparable filings
Asset growth: 3.8% per year; rating input score 100; 52nd percentile among comparable filings

Details

Where the money goes: 0% of revenue deployed · 0% of spending went to programs
Governance: Filed governance answers
Accomplishments: 1 filed program accomplishment
Leadership: top reported pay $0 · 5 people listed
Consistency: 9 of 9 current checks pass
Schedules: 2 filed schedules
Filing history: 13 filing years from 2013 to 2025
Contacts: How to reach this organization
Money network: 1 filed money-flow record
Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

High — Financial Efficiency: Mission deployment rate scored 0/100.
High — Financial Efficiency: Program expense ratio scored 0/100.
High — Growth: Program expense growth scored 0/100.
Moderate — Sustainability: Operating margin scored 40/100.
Moderate — Sustainability: Total-asset coverage ratio scored 43/100.
High — Sustainability: Officer compensation ratio scored 4/100.
High — Sustainability: Liabilities to assets ratio scored 21/100.