Southern Loss Association Inc
Nonprofit profile at a glance
- EIN
- 582133246
- IRS 990-EZ coverage
- 2010–2025
- Forms available
- Form 990-EZ 2025
- Location
- Atlanta, GA, USA
- Phone
- 4048765220
- Rating
- 88
- Verdict
- STRONG
- Rating confidence
- Moderate
Reported finances
- Revenue
- $101,711
- Expenses
- $91,275
- Assets
- $216,378
- Liabilities
- $1,800
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
12 people listed
Executive titles in this filing
- Brooke Hill (Past President)
- Adrian Medley (President)
- Stephen Phillips (Vice President)
People named in this filing
- Randall Campbell (At Large)
- Richard Clark (At Large)
- John Southall (At Large)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The purpose of the Southern Loss Association is to serve as a forum and medium for the discussion, study and consideration of loss adjustment problems, coverage questions, policy forums, laws and statutes common to all insurance companies. That a better understanding of such problems may be reached and satisfactory methods of resolution developed through the cooperative effort of the members for the good of the insurance business as a whole.
What it reported doing in 2025
Education in insurance claims. Conducted seminars for members during the year along with other fellowship activities to the over 200 members.
Operating model
- Revenue model
- Donor-supported. 70% of the money available for current operations came from contributions and gifts.
- Distribution model
- Hybrid. The nonprofit split its reported program spending across 70% for direct work, and 30% for grants.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and liabilities are high compared with assets.
Rating breakdown
- Financial Efficiency: 94
- Transparency & Controls: 82
- Sustainability: 63
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 90.6%; rating input score 91
- Program expense ratio: 100%; rating input score 100
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: 10.3%; rating input score 56; 56th percentile among comparable filings
- Total-asset coverage ratio: 2.37; rating input score 84; 84th percentile among comparable filings
- Liabilities to assets ratio: 0.01; rating input score 39; 39th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings
Growth
- Program expense growth: 8.2% per year; rating input score 100; 54th percentile among comparable filings
- Revenue growth: 4.3% per year; rating input score 100; 41st percentile among comparable filings
- Asset growth: 7% per year; rating input score 100; 50th percentile among comparable filings
Details
- Where the money goes: 90.6% of revenue deployed · 100% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $92K in reported program spending
- Leadership: top reported pay $0 · 12 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 2 filed schedules
- Filing history: 16 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Sustainability: Operating margin scored 56/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 39/100.