Southern Lakes Area Love, Inc.
Legal name: Southern Lakes Area Love Inc
Nonprofit profile at a glance
- EIN
- 391485975
- IRS 990 coverage
- 2011–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Burlington, WI, US
- Phone
- 262-763-6226
- Rating
- 81
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Family Services
- Affiliation
- Christianity
Reported finances
- Revenue
- $2,606,138
- Expenses
- $2,513,909
- Assets
- $2,022,910
- Liabilities
- $78,479
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
11 people listed
Executive titles in this filing
- NICK RYAN (President)
- PAUL MUTHER (Vice President)
Highest reported compensation
- TERRI PLACHY (Executive Dir.): $90,879 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To be a community network that helps our neighbors in need.
What it reported doing in 2025
Over 1000 different households in Western Racine County receive services through Love, Inc. each year. Nearly 10,000 family members are fed each year. through our Food Pantry. About 900 children are ADOPTED each year during our Christmas assistance program. Approximately 1,500 pieces of medical equipment are loaned out each year through our Medical Supply program. But the most important ways that lives are touched aren't told by statistics. With the support of the community, we are always available to provide aid to those facing the greatest hardships: disasters, medical crisis, and severe financial challenges. With a shoulder to lean on, they can pull themselves back up and succeed. But it takes a community working together to make it happen. Love is a place where real lives are turned around.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 79
- Transparency & Controls: 87
- Accountability: 79
- Sustainability: 41
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 88.1%; rating input score 88
- Program expense ratio: 91.3%; rating input score 91
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 93.8%; rating input score 94; 21st percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 4 of 8 controls in place; rating input score 50
- Conflict-of-interest policy: Pass
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Fail
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 3.5%; rating input score 38; 38th percentile among comparable filings
- Total-asset coverage ratio: 0.8; rating input score 27; 27th percentile among comparable filings
- Liabilities to assets ratio: 0.04; rating input score 64; 64th percentile among comparable filings
- Officer compensation ratio: 3.6%; rating input score 66; 66th percentile among comparable filings
Growth
- Program expense growth: 1.7% per year; rating input score 100; 18th percentile among comparable filings
- Revenue growth: 1.5% per year; rating input score 100; 14th percentile among comparable filings
- Asset growth: 3.5% per year; rating input score 100; 25th percentile among comparable filings
Details
- What they do: 6 programs and campaigns described on the official site · 2 operating locations identified
- Where the money goes: 88.1% of revenue deployed · 91.3% of spending went to programs
- Governance: 10 of 10 board members independent · 4 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $2.3M in reported program spending
- Leadership: top reported pay $91K · 11 people listed
- Consistency: 31 of 32 current checks pass · 1 finding to review
- Schedules: 6 filed schedules · includes major donors
- Filing history: 15 filing years from 2011 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: 4 of 8 not reported.
- Moderate — Sustainability: Operating margin scored 38/100.
- High — Sustainability: Total-asset coverage ratio scored 27/100.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.