South Shore Young Men's Christian Association

Nonprofit profile at a glance

EIN
042105881
IRS 990 coverage
2009–2025
Forms available
Form 990 2025
Location
Quincy, MA, USA
Phone
7812649400
Rating
85
Verdict
STRONG
Rating confidence
Standard
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$47,564,694
Expenses
$42,661,150
Assets
$92,741,548
Liabilities
$32,632,372

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

26 people listed

Executive titles in this filing

  • PAUL GORMAN (PRESIDENT & CEO - FORMER)
  • TREVOR WILLIAMS (PRESIDENT & CEO - CURRENT)

Highest reported compensation

  • PAUL GORMAN (PRESIDENT & CEO - FORMER): $699,826 total reported compensation
  • TREVOR WILLIAMS (PRESIDENT & CEO - CURRENT): $325,302 total reported compensation
  • CRAIG SCHULTZE (CHIEF FINANCIAL OFFICER - VP OF FINANCE): $311,069 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To promote a healthy spirit, mind and body for all with programs for youth development, healthy living, and social responsibility.

What it reported doing in 2025

Social responsibility - as a cause-driven organization our purpose is strengthening our communities. Through the development of partnerships and collaborations with other community organizations we work to identify and respond to community needs. At the germantown neighborhood center the ymca operates a food pantry, which is currently serving over 1,500 individuals monthly, provide essential services, programs and necessities to break the cycle of generational poverty and abuse. Through our volunteer program, we engage over 500 local volunteers to provide assistance with governancy on our boards, committees, programs and services. Additionally, our annual support campaign relies on volunteer fundraising to raise over $2.6 million dollars for scholarships and financial assistance. These funds help to break down barriers as we strive to ensure that no child, teen, adult or senior is excluded from participating in our programs or services regardless of ability to pay.

Operating model

Revenue model
Other-operating. 75% of the money available for current operations came from other operating revenue.
Distribution model
Direct operator. The filing allocates 93% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 76
  • Transparency & Controls: 89
  • Accountability: 100
  • Sustainability: 53
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 79.8%; rating input score 80
  • Program expense ratio: 87.6%; rating input score 88
  • Fundraising efficiency: $5.85 raised per $1 spent on fundraising; rating input score 17; 17th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 94.1%; rating input score 94; 23rd percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Pass
    • Written employment contract: Pass
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 10.3%; rating input score 58; 58th percentile among comparable filings
  • Total-asset coverage ratio: 2.17; rating input score 54; 54th percentile among comparable filings
  • Liabilities to assets ratio: 0.35; rating input score 36; 36th percentile among comparable filings
  • Officer compensation ratio: 6.3%; rating input score 48; 48th percentile among comparable filings

Growth

  • Program expense growth: 1.2% per year; rating input score 100; 14th percentile among comparable filings
  • Revenue growth: 3.3% per year; rating input score 100; 26th percentile among comparable filings
  • Asset growth: 3% per year; rating input score 100; 19th percentile among comparable filings

Details

  • Where the money goes: 79.8% of revenue deployed · 87.6% of spending went to programs
  • Governance: 16 of 16 board members independent · 9 of 9 filing controls reported
  • Programs: 3 filed program accomplishments · $37.4M in reported program spending
  • Leadership: top reported pay $700K · 26 people listed · 4 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $9.1M reported
  • Consistency: 44 of 45 current checks pass · 1 finding to review
  • Schedules: 10 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 15 filing years from 2009 to 2025
  • Contacts: How to reach this organization
  • Money network: 10 filed money-flow records
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 17/100.
  • Review — Sustainability: Operating margin scored 58/100.
  • Review — Sustainability: Total-asset coverage ratio scored 54/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 36/100.
  • Moderate — Sustainability: Officer compensation ratio scored 48/100.
  • Review — Transparency & Controls: Schedule R controlled transactions itemized did not reconcile in the filed values.