Smithtown Christian Academy Inc

Nonprofit profile at a glance

EIN
931765060
IRS 990-EZ coverage
2024–2025
Forms available
Form 990-EZ 2025, Form 990-N 2023
Location
Stearns, KY, USA
Phone
6063101558
Rating
93
Verdict
STRONG
Rating confidence
Moderate
Sector
Elementary, Secondary Education, K - 12
Affiliation
Christianity

Reported finances

Revenue
$129,710
Expenses
$109,038
Assets
$47,319
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • Garredd A Corder (President Director)

People named in this filing

  • Garredd A Corder (President Director)
  • Timothy L Corder (Secretary Director)
  • Dustin R Shannon (Treasurer Director)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Our mission is to provide parents and students with an effective and affordable christian education founded on christian values. We strive to equip students with the necessary skills to excel academically, socially, and as leaders in their communities; creating a school community that promotes a biblical worldview and inspires students to freely express their christian beliefs.

What it reported doing in 2025

In 2025 Smithtown Christian Academy served over 75 students and their families in McCreary County, Kentucky. We provided them with affordable access to high quality christian education for an average of $10 per day. Our literacy program helped many students learn to read and several others made significant progress from where they started. We employed several students to become more independent in their learning and ability to establish and attain goals. In chapel services each week our students took part in the choir, lead prayer, and shared their testimonies. Students also receive character training and take part in weekly Bible study helping them to grow in their knowledge and understanding of the Word of God. Including parents and giving them an active role in their child's education is important to us. We have multiple parent-teacher conferences, a process for receiving parent input on the direction of the school, and involve them in most school decisions. Staff includes four full

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Total assets are small relative to annual expenses; liquid coverage is unknown and reported officer compensation is a large share of total spending, which may reflect staffing concentration.

Rating breakdown

  • Financial Efficiency: 90
  • Transparency & Controls: 100
  • Sustainability: 51
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 84.1%; rating input score 84
  • Program expense ratio: 100%; rating input score 100

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 15.9%; rating input score 66; 66th percentile among comparable filings
  • Total-asset coverage ratio: 0.43; rating input score 34; 34th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 74; 74th percentile among comparable filings
  • Officer compensation ratio: 39.1%; rating input score 8; 8th percentile among comparable filings

Growth

  • Program expense growth: 30.9% per year; rating input score 100; 83rd percentile among comparable filings
  • Revenue growth: 21.8% per year; rating input score 100; 84th percentile among comparable filings
  • Asset growth: 55.9% per year; rating input score 100; 94th percentile among comparable filings

Details

  • Where the money goes: 84.1% of revenue deployed · 100% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $109K in reported program spending
  • Leadership: top reported pay $0 · 5 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 4 filed schedules
  • Filing history: 2 filing years from 2024 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Sustainability: Total-asset coverage ratio scored 34/100.
  • High — Sustainability: Officer compensation ratio scored 8/100.