Single Momm
Nonprofit profile at a glance
- EIN
- 263544089
- IRS 990 coverage
- 2016–2024
- Forms available
- Form 990 2024, Form 990-EZ 2012, Form 990-N 2011
- Location
- Traverse City, MI, USA
- Phone
- 2319441710
- Rating
- 86
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Single Parent Agencies
Reported finances
- Revenue
- $2,081,857
- Expenses
- $1,503,730
- Assets
- $2,613,758
- Liabilities
- $106,437
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
8 people listed
People named in this filing
- HEIDI CARTWRIGHT (DIRECTOR)
- STEVE CRUM (TREASURER)
- SHANNON DEBRUYN (SECRETARY)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Through a faith based approach we guide single moms and their children to healthy independence in the following ways: 1)by providing ongoing social support across economic circumstances, that meets single moms where they are at, seeks to establish a trusting and safe relational foundation, and increases the likelihood that healthy independent gains are maintained, 2) by increasing a woman's self-efficacy, self-esteem, and emotional iq through mentorship, small group courses, classes and leadership development, 3) by empowering women to create resilient households through identifying personal and circumstantial deficiencies and providing pathways for growth, 4) by providing residential and vocational opportunities that assist in improving the emotional and financial lives of women and their children, 5) by establishing resources, materials and educational modules that train communities and individual leaders on how to effectively assist and provide opportunities for single moms.
What it reported doing in 2024
Mentorship 360: begins with a personal story-based approach, looking at lifelong patterns, personal strengths and areas that have prevented a woman from moving forward to healthy independence. Topics range from setting personal boundaries, finances, parenting, creating personal growth goals, vocational exploration, and co-parenting issues. Mentorship 360 includes one-on-one mentorship, acquire classes, the no more crazy process, and arrise. -one-on-one mentorship: during their time with a mentor, a single mom will build a trust-based relationship built on mutual respect. A mentor will meet a woman wherever she is at, invite her to share story, and then walk with her, guiding her to advocate for the needs of her family, move forward in areas she has been stuck in, and open-up tangible possibilities to help her family flourish. -beth coffman library: a library of children and adult books that help single moms strengthen their families. These books along with family games are available to take and not return. -acquire classes: in a small group setting a mentor will meet with 6-8 single moms. Each acquire class is created within single momm or taught by an area professional to address issues that typically threaten to holdback a single mom from thriving. Topics include how to establish margin in life, time management, proactive parenting, how to create income streams, creating healthy community, establishing a will and end of life plan, and how to manage all the to dos in the single mom life. -no more crazy process: this is an organizational guide for contested court situations. Single momm does not give legal advice, we help prepare a single mom to layout her story, happenings, and proofs in court or for an attorney. Many times, when trauma has been present a woman struggles to cohesively articulate what has happened, this process AIDS them in doing this. -arise: by giving an assist in conjunction with mentorship, single moms can reach long-term sustainability for themselves and their children. This financial gift helps offset the cost of housing. Our arrise opportunity is for single moms that have an established goal of purchasing a house, returning to school, or financially creating a savings account to prevent the constant slip into poverty. In our 2024-2025 fiscal year, 742 single moms participated in mentorship 360.
Operating model
- Revenue model
- Donor-supported. 98% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 96% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Total assets are small relative to annual expenses; liquid coverage is unknown and some filed totals do not add up.
Rating breakdown
- Financial Efficiency: 75
- Transparency & Controls: 90
- Accountability: 100
- Sustainability: 75
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 64.9%; rating input score 65
- Program expense ratio: 88.9%; rating input score 89
- Fundraising efficiency: $51.82 raised per $1 spent on fundraising; rating input score 79; 79th percentile among comparable filings
Transparency & Controls
- Consistency checks: 94.4%; rating input score 94; 24th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 72nd percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 7 of 7 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 27.8%; rating input score 83; 83rd percentile among comparable filings
- Total-asset coverage ratio: 1.74; rating input score 57; 57th percentile among comparable filings
- Liabilities to assets ratio: 0.04; rating input score 73; 73rd percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 91; 91st percentile among comparable filings
Growth
- Program expense growth: 24.6% per year; rating input score 100; 89th percentile among comparable filings
- Revenue growth: 21% per year; rating input score 100; 89th percentile among comparable filings
- Asset growth: 28% per year; rating input score 100; 92nd percentile among comparable filings
Details
- Where the money goes: 64.9% of revenue deployed · 88.9% of spending went to programs
- Governance: 8 of 8 board members independent · 7 of 7 filing controls reported
- Programs: 3 filed program accomplishments · $1.3M in reported program spending
- Leadership: top reported pay $0 · 8 people listed
- Consistency: 32 of 33 current checks pass · 1 finding to review
- Schedules: 6 filed schedules · includes major donors and grants
- Filing history: 9 filing years from 2016 to 2024
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Sustainability: Total-asset coverage ratio scored 57/100.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.