Shelter Wf Inc

Nonprofit profile at a glance

EIN
881744351
IRS 990-EZ coverage
2023–2025
Forms available
Form 990 2024, Form 990-EZ 2025, Form 990-N 2022
Location
Whitefish, MT, USA
Phone
2087843290
Rating
96
Verdict
STRONG
Rating confidence
Moderate
Sector
Human Service Organizations

Reported finances

Revenue
$131,090
Expenses
$240,537
Assets
$92,640
Liabilities
$176

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

4 people listed

Executive titles in this filing

  • KENDALL SCHNEIDER (PRESIDENT)

People named in this filing

  • MALLORY PHILLIPS (TREASURER)
  • KENDALL SCHNEIDER (PRESIDENT)
  • NATHAN DUGAN (SECRETARY)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Shelter wf aims to fix the broken housing system in whitefish, the flathead valley, and Montana. Our community-led movement advocates for policy reforms that lead to an abundance of homes in all shapes and sizes.

What it reported doing in 2025

Participated as intervenor-defendants in montanans against irresponsible densification, llc (maid) vs. State of Montana, a case challenging some of the laws passed during the 2023 state legislative session (sb 245, sb 323, sb 382, sb 528). This case is ongoing and is currently being appealed to the Montana supreme court, as of august 2025. 2025 state legislative session - leaders of coalition to pass sb 213, sb 243, and hb 492, among other pro-housing bills.

Operating model

Revenue model
Donor-supported. 96% of the money available for current operations came from contributions and gifts.
Distribution model
Hybrid. The nonprofit split its reported program spending across 60% for direct work, and 40% for grants.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 100
  • Transparency & Controls: 100
  • Sustainability: 18
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 100%; rating input score 100
  • Program expense ratio: 99.7%; rating input score 100

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: -83.5%; rating input score 1; 1st percentile among comparable filings
  • Total-asset coverage ratio: 0.39; rating input score 32; 32nd percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 45; 45th percentile among comparable filings
  • Officer compensation ratio: 6.6%; rating input score 23; 23rd percentile among comparable filings

Growth

  • Program expense growth: 60.5% per year; rating input score 100; 93rd percentile among comparable filings
  • Revenue growth: 33.3% per year; rating input score 100; 91st percentile among comparable filings
  • Asset growth: 18.7% per year; rating input score 100; 76th percentile among comparable filings

Details

  • Where the money goes: 100% of revenue deployed · 99.7% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $240K in reported program spending
  • Leadership: top reported pay $0 · 4 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 2 filing years from 2023 to 2025
  • Contacts: How to reach this organization
  • Money network: 4 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 1/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 32/100.
  • High — Sustainability: Officer compensation ratio scored 23/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 45/100.