Sfs Missions Inc

Nonprofit profile at a glance

EIN
455238071
IRS 990-EZ coverage
2019–2025
Forms available
Form 990-EZ 2025, Form 990-N 2020
Location
Jacksonville Beach, FL, USA
Phone
9045242809
Rating
84
Verdict
STRONG
Rating confidence
Moderate
Sector
International Relief

Reported finances

Revenue
$52,622
Expenses
$44,485
Assets
$47,821
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • Chad Starkey (President)

People named in this filing

  • Chad Starkey (President)
  • Laura Starkey (Secretary/Treasurer)
  • Adam Brown (Director)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

SFS Missions exists to improve health and education for families in need while fostering the spirit of service amongst surfers and fishermen. Our goal is to meet the basic needs of families in Central America through programs focused on health and education by influencing the surfers and fishermen who visit these communities to serve during their trips abroad. We believe that through improved health and education, we can positively affect the quality of life for current residents as well as future generations.

What it reported doing in 2025

In 2025, SFS Missions continued to financially support a few organizations and missionaries who are on the ground in Nicaragua year-round offering humanitarian aid and hope to those in need through English lessons, feeding programs, extracurricular activities, and healthcare. We are also continuing to sponsor the post graduate education of two young ladies and onboarded two more young adults for the purpose of higher education. Special projects in 2025 included a well project, and financial support of a new organization involved in local building projects. We had one teams visit rural Nicaragua on surf, fish, serve mission trips. They worked alongside our partners and showed love and encouragement to the local population.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 69% of its reported program spending out as grants.

The verdict

STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Revenue has declined or grown slowly and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 77
  • Transparency & Controls: 100
  • Sustainability: 60
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 72.4%; rating input score 72
  • Program expense ratio: 85.7%; rating input score 86

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 15.5%; rating input score 67; 67th percentile among comparable filings
  • Total-asset coverage ratio: 1.07; rating input score 49; 49th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: 14.1% per year; rating input score 100; 76th percentile among comparable filings
  • Revenue growth: -4% per year; rating input score 0; 36th percentile among comparable filings
  • Asset growth: 8.5% per year; rating input score 100; 67th percentile among comparable filings

Details

  • Where the money goes: 72.4% of revenue deployed · 85.7% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $38K in reported program spending
  • Leadership: top reported pay $0 · 5 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 6 filing years from 2019 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 49/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.