Sexuality and Gender Alliance of Actuaries Inc

Nonprofit profile at a glance

EIN
854169129
IRS 990-EZ coverage
2021–2025
Forms available
Form 990-EZ 2025
Location
Oak Park, IL, USA
Phone
7085089248
Rating
89
Verdict
STRONG
Rating confidence
Moderate
Sector
Lesbian, Gay Rights

Official website

Reported finances

Revenue
$64,701
Expenses
$70,125
Assets
$125,021
Liabilities
$816

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • CRAIG CHU (PRESIDENT)

People named in this filing

  • SANJA ZEHNDER (BOARD MEMBER)
  • JONAH VON DER EMBSE (BOARD MEMBER)
  • CRAIG CHU (PRESIDENT)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The actuarial profession is a small, niche professional stem field that has been seeking to broaden the pool of candidates for many years. The actuarial field lags behind many industries and nearly all other stem fields in broadening the talent pipeline. Many actions are being taken within actuarial organizations to try to address these issues. There has been much focus given to increasing black and latinx representation, but there has not been adequate discussion and action taken to help the lgbtq+ community in our profession. Sagaa seeks to help lgbtq+ actuaries to thrive in their careers. By providing educational opportunities for actuaries to learn about challenges lgbtq+ people face, we seek to achieve broader inclusion and acceptance within actuarial workplaces.

What it reported doing in 2025

Sagaa engages in university outreach through various initiatives that strive to support aspiring lgbtq+ actuaries. In the current year, sagaa cosponsored networking events in New York city and atlanta, delivered bespoke presentations tailored to the needs of sponsoring organizations, joined panels, offered presentations, and represented the community at multiple industry events, effectively collaborated with other actuarial affinity groups to broaden outreach and attract all potential qualified candidates to the actuarial profession, and presented biases and lgbtq+ issues in insurance industry-wide in partnership with the soa drawing 2,000+ attendees.in 2025, scholarships were awarded to seventeen qualified lgbtq+ students and allies that are pursuing an actuarial career (each $2,500).

Operating model

Revenue model
Donor-supported. 96% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 76% of its reported program spending out as grants.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and liabilities are high compared with assets.

Rating breakdown

  • Financial Efficiency: 84
  • Transparency & Controls: 100
  • Sustainability: 43
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 86.8%; rating input score 87
  • Program expense ratio: 79.7%; rating input score 80

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: -8.4%; rating input score 31; 31st percentile among comparable filings
  • Total-asset coverage ratio: 1.78; rating input score 63; 63rd percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 26; 26th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: 47.3% per year; rating input score 100; 91st percentile among comparable filings
  • Revenue growth: 15.8% per year; rating input score 100; 87th percentile among comparable filings
  • Asset growth: 23% per year; rating input score 100; 86th percentile among comparable filings

Details

  • Where the money goes: 86.8% of revenue deployed · 79.7% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 2 filed program accomplishments · $56K in reported program spending
  • Leadership: top reported pay $0 · 5 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 5 filing years from 2021 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Sustainability: Operating margin scored 31/100.
  • High — Sustainability: Liabilities to assets ratio scored 26/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.