Senior Charity Care Foundation

Nonprofit profile at a glance

EIN
452102291
IRS 990 coverage
2011–2024
Forms available
Form 990 2024, Form 990-EZ 2013
Location
Layton, UT, USA
Phone
8015150480
Rating
73
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Human Services N.E.C.

Official website

Reported finances

Revenue
$284,718
Expenses
$388,748
Assets
$282,880
Liabilities
$345,541

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

9 people listed

Executive titles in this filing

  • TERRY FOUST (PRESIDENT)

Highest reported compensation

  • CHRIS DAMMERT (EXECUTIVE DI): $22,965 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Here at senior charity care, we believe that every senior should have access to quality health care, regardless of income or insurance status. Our model focuses on affordable mobile health clinics. We bring dental and vision services directly to our clients.

What it reported doing in 2024

Formally established in 2011 as a Utah-based 501c3 nonprofit organization, the mission of the senior charity care foundation (sccf) is to improve the quality of life for elders in need. Our purpose is to reduce healthcare disparities among seniors in poverty by addressing gaps in medicaid/medicare for dental care, hearing AIDS and prescription eyeglasses, and it is through our charity care program that we achieve our mission and purpose. For dental care/dentures, sccf has been operating mobile dental clinics since 2015. Sccfs mobile dental clinics removes the transportation, affordability and motivation/fear barriers by bringing high quality, affordable dental care to the senior residences. A dedicated team of licensed contracted dentists and sccf hygienist, specifically trained in evidence-based geriatric care, will travel to rose cove senior apartments (or one of the other sites) and provide a full-day clinic at least five times throughout the grant period. Dental services include the exam, x- rays, treatment planning, cleanings, extractions and fillings, semi- permanent crowns and dentures. Americorps members work directly with the seniors to complete the necessary documentation, make reminder calls, and collect outcome data and fees. For prescription eyeglasses, sccf operates our own mobile vision program. A licensed optometrist and opticians will visit the facilities/senior apartments to see up to twenty residents in one day. The residents will be prescreened and prequalified by our americorps members to ensure that they meet our program requirements and to obtain medical histories ensuring that they are ready to see the optometrist on the assigned day. Few seniors qualify for medicare coverage for their vision exams, but for those who do, they still cannot receive eyeglasses through traditional medicare and those with advantage plans; and, because they are in poverty and on fixed incomes, they find that the co-pays are cost prohibitive. Our optician will follow up with the seniors to make sure they select glasses that will work for them and to deliver them approximately two weeks later, ensuring their fit. We are asking each senior to pay 50 to cover the costs of the eyeglasses regardless of medicare coverage. For hearing AIDS, we partner with the starkey hear now foundation who collaborates with us to give the gift of hearing to seniors in need by providing access to high-quality hearing AIDS at an affordable price (250 per set). Retail costs for new hearing AIDS can be upwards to 10,000. When a senior applies for hearing aid assistance from sccf, one of our americorps members meets with the senior to help them through the application process with the starkey hearing foundation. The senior is asked to pay 20-30% of the hearing aid cost (50-75). It takes about a month for the starkey foundation to approve the application. Hearing AIDS are sent to the audiologist and the senior is contacted to make an appointment for the hearing aid fitting. Additional costs such as batteries and adjustments are the responsibility of the senior. Senior charity care foundation supports qualifying seniors on an ongoing, year-round basis, as funds are available. To qualify for assistance, a senior must be: age 55 (or older), uninsured or underinsured, reside in a skilled nursing, assisted living or hud-funded (section 8) or (below market rate rent) senior apartment; and, report an income at or below 200% (24,280 for a single person household and 32,920 for a two-person household) of the 2018 federal poverty level. Seniors can access our application on our website or by mail. Seniors typically are charged a nominal fee of 20-30% of the cost, which gives them dignity but we never send them to collections if they cannot afford to pay. Sccf payments for services rendered are sent directly to the care provider, not to the seniors themselves. We have grown from serving only two seniors in 2011 to serving 806 seniors in 2018. Currently we serve sen

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Hybrid. The nonprofit split its reported program spending across 77% for direct work, and 23% for grants.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. A relatively small share of total spending goes to programs and fundraising costs are high for each dollar raised.

Rating breakdown

  • Financial Efficiency: 64
  • Transparency & Controls: 90
  • Accountability: 84
  • Sustainability: 18
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 77.4%; rating input score 77
  • Program expense ratio: 56.7%; rating input score 57
  • Fundraising efficiency: $4.1 raised per $1 spent on fundraising; rating input score 18; 18th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 94.1%; rating input score 94; 27th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 80th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 5 of 8 controls in place; rating input score 62
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: -36.5%; rating input score 8; 8th percentile among comparable filings
  • Total-asset coverage ratio: 0.73; rating input score 33; 33rd percentile among comparable filings
  • Liabilities to assets ratio: 1.22; rating input score 4; 4th percentile among comparable filings
  • Officer compensation ratio: 5.9%; rating input score 32; 32nd percentile among comparable filings

Growth

  • Program expense growth: -0.8% per year; rating input score 0; 27th percentile among comparable filings
  • Revenue growth: 6.9% per year; rating input score 100; 61st percentile among comparable filings
  • Asset growth: 7.2% per year; rating input score 100; 56th percentile among comparable filings

Details

  • Where the money goes: 77.4% of revenue deployed · 56.7% of spending went to programs
  • Governance: 6 of 6 board members independent · 5 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $220K in reported program spending
  • Leadership: top reported pay $23K · 9 people listed
  • Consistency: 30 of 31 current checks pass · 1 finding to review
  • Schedules: 6 filed schedules · includes major donors and grants
  • Filing history: 10 filing years from 2011 to 2024
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Program expense ratio scored 57/100.
  • High — Financial Efficiency: Fundraising efficiency scored 18/100.
  • Review — Accountability: Governance controls: 2 of 7 not reported.
  • High — Sustainability: Operating margin scored 8/100.
  • High — Growth: Program expense growth scored 0/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 33/100.
  • Review — Transparency & Controls: Schedule G fundraiser detail did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 4/100.
  • Moderate — Sustainability: Officer compensation ratio scored 32/100.