Saveandprosper Org Inc
Nonprofit profile at a glance
- EIN
- 814312815
- IRS 990-EZ coverage
- 2021–2023
- Forms available
- Form 990-EZ 2023, Form 990-N 2020
- Location
- Dallas, TX, USA
- Phone
- 9729797118
- Rating
- 62
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Financial Counseling
Reported finances
- Revenue
- $60,050
- Expenses
- $7,352
- Assets
- $307,228
- Liabilities
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2023. Amounts in USD.
Leadership & pay
3 people listed
Executive titles in this filing
- JOANNA MCMURRAY (EXECUTIVE DIRECTOR)
People named in this filing
- JOANNA MCMURRAY (EXECUTIVE DIRECTOR)
- BRENDA RAMIREZ (DIRECTOR)
- DAVID DELEON (DIRECTOR)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2023. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The exempt purposes of the organization are charitable and educational, includes relief of the poor and advancement of education.
What it reported doing in 2023
Train and provide participants with the opportunity to access financial coaching in the areas of conservative spending and budgeting.
Operating model
- Revenue model
- Donor-supported. 100% of the money available for current operations came from contributions and gifts.
- Distribution model
- Hybrid. The nonprofit split its reported program spending across 61% for direct work, and 39% for grants.
The verdict
SUPPORTED - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and program spending has declined or grown slowly.
Rating breakdown
- Financial Efficiency: 33
- Transparency & Controls: 100
- Sustainability: 90
- Growth: 20
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 8.8%; rating input score 9
- Program expense ratio: 72%; rating input score 72
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: 87.8%; rating input score 98; 98th percentile among comparable filings
- Total-asset coverage ratio: 41.79; rating input score 98; 98th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 69; 69th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: -59% per year; rating input score 0; 7th percentile among comparable filings
- Revenue growth: -32.1% per year; rating input score 0; 10th percentile among comparable filings
- Asset growth: 30.6% per year; rating input score 100; 91st percentile among comparable filings
Details
- Where the money goes: 8.8% of revenue deployed · 72% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $5K in reported program spending
- Leadership: top reported pay $0 · 3 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 3 filed schedules
- Filing history: 3 filing years from 2021 to 2023
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 9/100.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.