Santander Consumer USA Inc Foundation

Nonprofit profile at a glance

EIN
201519185
IRS 990-PF coverage
2011–2025
Forms available
Form 990-PF 2025
Location
Dallas, TX, USA
Phone
8002224227
Rating
90
Verdict
STRONG
Rating confidence
Standard
Sector
Corporate Foundations

Reported finances

Revenue
$144,128
Expenses
$11,861,415

Source: IRS Form 990-PF. Selected filing: tax year 2025. Amounts in USD.

Overview

Mission

Corporate Foundations

What it reported funding in 2025

The foundation reported 45 filed grant rows totaling $11,858,875. The stated grant purposes included funding will provide economic mobility by providing case management and financial empowerment services for low-income metro phoenix community members experiencing homelessness or housing instability. services will support individuals to develop financial literacy and wellness, overcome barriers to employment, and build long-term financial stability. services, which include financial literacy and job workforce readiness, create long-term and meaningful change for individuals and families working to overcome homelessness and poverty on their own journey to financial independence., red cross disaster relief responds to disasters, no matter the size and provides lifesaving assistance, comfort, and hope to disaster survivors. we stand with people as they recover from disasters and help communities become better prepared and more resilient ahead of the next crisis., and funding to support bridges to life staff, volunteers, and participants who represent all races, ages, and backgrounds, and the organization does not discriminate based on disability, religion, gender identity or sexual orientation. racial equity and diversity are actively promoted by creating diverse small groups within the program, fostering meaningful interactions and equity training opportunities. feedback from prison staff indicates that bridges to life participants show improved behavior and relationships across racial lines and contribute to a more positive prison environment., plus 36 other reported purposes.

Operating model

Revenue model
Investment-supported. 100% of the foundation's positive operating resources came from recurring investment income.
Distribution model
Grant intermediary. The foundation distributed 100% of its reported charitable disbursements as grants.

The verdict

STRONG - A large share of available resources goes to charitable grants and a large share of spending goes to grants. Assets provide a limited cushion relative to annual grants and the filing reports one or more activities that warrant closer review.

Rating breakdown

  • Grant Deployment: 100
  • Cost Efficiency: 100
  • Transparency: 100
  • Compliance: 98
  • Endowment Health: 0

Detailed rating inputs

Grant Deployment

  • Grant deployment ratio: 100%; rating input score 100; 99th percentile among comparable filings

Cost Efficiency

  • Grant expense ratio: 100%; rating input score 100; 99th percentile among comparable filings

Transparency

  • Grant recipient disclosure: Yes; rating input score 100

Compliance

  • Foundation activity disclosures: 18 of 19 controls in place; rating input score 95
    • Property sale or exchange with a disqualified person: Pass
    • Borrowing from or lending to a disqualified person: Pass
    • Goods, services, or facilities involving a disqualified person: Pass
    • Compensation paid to a disqualified person: Pass
    • Assets transferred to a disqualified person: Pass
    • Payment to a government official: Pass
    • Uncorrected prior self-dealing: Pass
    • Prior-year undistributed income: Pass
    • Excess business holdings: Pass
    • Investments that may jeopardize charitable purposes: Pass
    • Uncorrected prior-year jeopardizing investments: Pass
    • Attempt to influence legislation: Pass
    • Attempt to influence an election: Pass
    • Individual grants for travel, study or similar purposes: Pass
    • Grants outside qualifying charitable organization categories: Fail
    • Spending for a noncharitable purpose: Pass
    • Funds received for a personal-benefit contract: Pass
    • Premiums paid on a personal-benefit contract: Pass
    • Prohibited tax-shelter transaction: Pass
  • Filing consistency checks: 9; rating input score 100

Endowment Health

  • Endowment-health comparison: 0.06; rating input score 0; 0th percentile among comparable filings

Details

  • Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
  • Grants: 100% of grant recipient detail disclosed
  • Payout: At least 100% grant deployment rate
  • Trustees: Filed trustees detail
  • Self-dealing: 100% of reviewed questions answered “No”
  • Investments: 0th percentile for endowment coverage
  • Consistency: 9 of 9 current checks pass
  • Filing history: 12 filing years from 2011 to 2025
  • Contacts: How to reach this organization
  • Money network: 46 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Endowment Health: Endowment-health comparison scored 0/100.
  • Review — Compliance: Foundation activity disclosures: Grants outside qualifying charitable organization categories not reported.