Saint Paul Area Chamber of Commerce
Nonprofit profile at a glance
- EIN
- 410518490
- IRS 990 coverage
- 2011–2025
- Forms available
- Form 990 2025
- Location
- St Paul, MN, USA
- Phone
- 6512235000
- Rating confidence
- Limited
Reported finances
- Revenue
- $3,665,921
- Expenses
- $3,632,584
- Assets
- $2,309,539
- Liabilities
- $959,452
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
64 people listed
Executive titles in this filing
- KYLE BRENDA (PRESIDENT/CEO)
- SCHROEER WILL (EXECUTIVE DIRECTOR, EMS)
- HIGGINS DAVID (PRESIDENT, ST. PAUL DOWNTOWN DEVELOPMENT CORP.)
Highest reported compensation
- KYLE BRENDA (PRESIDENT/CEO): $303,105 total reported compensation
- SPENCER JOE (DIRECTOR): $200,403 total reported compensation
- HIGGINS DAVID (PRESIDENT, ST. PAUL DOWNTOWN DEVELOPMENT CORP.): $195,687 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Deliver vibrant programs, powerful advocacy, and results that foster member growth. Build upon our rich community history of delivering vibrant programs, powerful advocacy and results that foster member growth.
What it reported doing in 2025
Marketing & communications: through strategic marketing campaigns and heavily web-based initiatives, we generate awareness of your business, provide quantitative results, and ultimately increase your roi.website: showcase your company on the chamber's website for a fraction of what other forms of advertising might cost. Our website receives on average 5,000 hits per month. Friday facts & access: gain exposure of your business by reaching over 13,000 professionals from our saint paul/east metro business community as a sponsor of our weekly e-newsletters.social media: we stimulate member dialogue and business connections to a group of more than 3,000 members through several social media and networking sites.transportation & public affairs: we address important issues in transportation and public policy that affect businesses in the saint paul / east metro area.
Operating model
- Revenue model
- Earned-program. 99% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 86
- Accountability: 100
- Sustainability: 23
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 3 of 6 controls in place; rating input score 50
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Pass
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 75th percentile among comparable filings
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 0.9%; rating input score 30; 30th percentile among comparable filings
- Total-asset coverage ratio: 0.64; rating input score 21; 21st percentile among comparable filings
- Liabilities to assets ratio: 0.42; rating input score 20; 20th percentile among comparable filings
- Officer compensation ratio: 34.2%; rating input score 5; 5th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 6% per year; rating input score 100; 45th percentile among comparable filings
- Asset growth: 6.9% per year; rating input score 100; 43rd percentile among comparable filings
Details
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: 54 of 54 board members independent · 9 of 9 filing controls reported
- Programs: 3 filed program accomplishments
- Leadership: top reported pay $303K · 64 people listed · 3 of 6 pay-setting controls reported
- Highest-paid contractors: 1 contractor listed · $104K reported
- Consistency: 13 of 13 current checks pass
- Schedules: 6 filed schedules · includes grants and executive pay
- Filing history: 15 filing years from 2011 to 2025
- Contacts: How to reach this organization
- Money network: 10 filed money-flow records
- Related organizations: 4 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Sustainability: Operating margin scored 30/100.
- High — Sustainability: Total-asset coverage ratio scored 21/100.
- High — Sustainability: Officer compensation ratio scored 5/100.
- High — Sustainability: Liabilities to assets ratio scored 20/100.