Ruthe B Cowl Rehabilitation Center
Nonprofit profile at a glance
- EIN
- 741359405
- IRS 990 coverage
- 2011–2024
- Forms available
- Form 990 2024, Form 990-EZ 2019
- Location
- Laredo, TX, USA
- Phone
- 9567222431
- Rating
- 84
- Verdict
- STRONG
- Rating confidence
- Moderate
Reported finances
- Revenue
- $2,958,804
- Expenses
- $2,743,990
- Assets
- $2,420,424
- Liabilities
- $105,794
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
22 people listed
Executive titles in this filing
- Fernando F Zuniga III (Past President)
- Russell Cerda (President)
- Robert D Dodier (Vice President)
- Jacqueline Rodriguez (Executive Director)
People named in this filing
- Fernando F Zuniga III (Past President)
- Anna Lee Alexander Guajardo (Board Member)
- Cristina Alva (Board Member)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Mission Statement The Ruthe B. Cowl Rehabilitation Centers main purpose is to live up to its mission which is to assist all individuals with disabilities whose condition can be improved by the services offered at the Center regardless of economic status. In 2024, the Center provided approximately $687,058 in FREE services. Imagine the number of people who would have no other place to go and seek the needed medical treatment which allows them the opportunity to regain their physical abilities to seek employment and continue to provide for their families the basis for survival. The Center provided therapy services via over 29,933 patient visits in 2024; hundreds of individuals required these services to improve their quality of life. The achieved results impacted a community condition that is not acceptable and interferes with leading a normal life for many patients who at times go without the therapy services because of their lack of resources. Background The Ruthe B. Cowl Rehabilitatio
What it reported doing in 2024
Physical and Occupational Therapy
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and some filed totals do not add up.
Rating breakdown
- Financial Efficiency: 79
- Transparency & Controls: 86
- Accountability: 100
- Sustainability: 56
- Growth: 80
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 80.5%; rating input score 80
- Program expense ratio: 86.6%; rating input score 87
- Fundraising efficiency: $15.26 raised per $1 spent on fundraising; rating input score 51; 51st percentile among comparable filings
Transparency & Controls
- Consistency checks: 92.9%; rating input score 93; 13th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 7 of 7 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 7.3%; rating input score 57; 57th percentile among comparable filings
- Total-asset coverage ratio: 0.88; rating input score 33; 33rd percentile among comparable filings
- Liabilities to assets ratio: 0.04; rating input score 72; 72nd percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 91; 91st percentile among comparable filings
Growth
- Program expense growth: 5.6% per year; rating input score 100; 43rd percentile among comparable filings
- Revenue growth: 6.2% per year; rating input score 100; 50th percentile among comparable filings
- Asset growth: -1.8% per year; rating input score 0; 8th percentile among comparable filings
Details
- Where the money goes: 80.5% of revenue deployed · 86.6% of spending went to programs
- Governance: 20 of 20 board members independent · 7 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $2.4M in reported program spending
- Leadership: top reported pay $0 · 22 people listed
- Consistency: 22 of 23 current checks pass · 1 finding to review
- Schedules: 5 filed schedules · includes major donors
- Filing history: 12 filing years from 2011 to 2024
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Financial Efficiency: Fundraising efficiency scored 51/100.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
- Review — Sustainability: Operating margin scored 57/100.
- High — Growth: Asset growth scored 0/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 33/100.