Ruritan National Corp

Nonprofit profile at a glance

EIN
526059071
IRS 990-EZ coverage
2021–2025
Forms available
Form 990-EZ 2025
Location
Maugansville, MD, USA
Phone
3017399822
Rating
39
Verdict
REVIEW
Rating confidence
Moderate

Reported finances

Revenue
$99,980
Expenses
$87,569
Assets
$325,314
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

11 people listed

Executive titles in this filing

  • Chuck Cunningham (President)
  • Ben Ebersole (Assistant President)
  • Ray Wills (Past President)

People named in this filing

  • Chuck Cunningham (President)
  • Ben Ebersole (Assistant President)
  • Marty Lumm (Secretary)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Club is dedicated to improving communities and building a better America through Fellowship Goodwill and Community Service

What it reported doing in 2025

Club provides and maintains a community park which has a covered pavilion with tables and two BBQ pits commercial grade playground equipment and two baseball fields for use of the community Large tennis court which is used for club equipment and also for storage by Boy Scouts troops Club provides 3 $1000 annual scholarships for higher education for graduation high school seniors maintains an inventory of health care equipment for those in need of this type of equipment at no cost provides for needy children gives donations to area food bank and to local elementary school for student supplies Club financially supports the program of various area organizations which include: Club Scout Pack Boy Scout Pack both with registration fees local little league team two local volunteer Fire Companies and the Community Ambulance Rescue Service

Operating model

Revenue model
Other-operating. 75% of the money available for current operations came from other operating revenue.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

REVIEW - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 0
  • Transparency & Controls: 82
  • Sustainability: 68
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 0%; rating input score 0
  • Program expense ratio: 0%; rating input score 0

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 12.4%; rating input score 64; 64th percentile among comparable filings
  • Total-asset coverage ratio: 3.71; rating input score 79; 79th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: -24.6% per year; rating input score 0; 17th percentile among comparable filings
  • Revenue growth: 2.7% per year; rating input score 100; 61st percentile among comparable filings
  • Asset growth: 5.6% per year; rating input score 100; 58th percentile among comparable filings

Details

  • Where the money goes: 0% of revenue deployed · 0% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 11 people listed
  • Consistency: 8 of 9 current checks pass · 1 finding to review
  • Schedules: 1 filed schedules
  • Filing history: 5 filing years from 2021 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 0/100.
  • High — Financial Efficiency: Program expense ratio scored 0/100.
  • Moderate — Transparency & Controls: Part III transfer expenses within program total did not reconcile in the filed values.
  • High — Growth: Program expense growth scored 0/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.