Risk and Insurance Management Society Golden Gate Chapter

Nonprofit profile at a glance

EIN
946104535
IRS 990-EZ coverage
2018–2025
Forms available
Form 990-EZ 2025
Location
San Francisco, CA, USA
Phone
4156371630
Rating
66
Verdict
SUPPORTED
Rating confidence
Moderate

Reported finances

Revenue
$46,671
Expenses
$24,086
Assets
$140,018

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

7 people listed

Executive titles in this filing

  • Ann Parnigoni (President)

People named in this filing

  • Dennis Phinney (Treasurer)
  • Peter King (Secretary)
  • John Bell (Director)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Risk and Insurance Management Society - Golden Gate Chapter (RIMS) is dedicated to the advancement of the theory and practice of risk management.

What it reported doing in 2025

RIMS is dedicated to the advancement of the theory and practice of risk managementincluding the awareness, understanding and application of risk management, developing the competency and influence of risk managers. Risk Management is adiscipline vital to the protection and utilization of human and financialresources.CHAPTER OBJECTIVES*Provide a forum to express the needs and viewpoints of risk managers andto promote the free exchange of ideas.*Further the risk and insurance management process by seeking cooperationand promoting understanding with other professional societies.* Foster education programs for risk management.* Foster philanthropic activities related to risk management.* Support the Risk and Insurance Management Society, Inc. in the accomplishment of its national goals and objectives as adopted by the NationalUsually the Chapter meets the third Thursday of the month. The following topics were discussed at those monthly meetings:* Beyond the Game: Navigating Risk in Global Sporting Events* Analytics: A Data Approach to Optimizing Risk Management* AI's Constantly Changing Landscape & Insurance Applications* Global Economic Outlook and The Impact on the Insurance Industry* AI in Action: How Safety Leaders are Redefining Risk and Insurance* Bridging the Gap: Intergenerational Communication in InsuranceThe annual Golden Gate RIMS Golf Tournament was held at Presidio Golf Club on August 21, 2025.

Operating model

Revenue model
Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 53
  • Transparency & Controls: 82
  • Sustainability: 74
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 39%; rating input score 39
  • Program expense ratio: 75.6%; rating input score 76

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 48.4%; rating input score 89; 89th percentile among comparable filings
  • Total-asset coverage ratio: 5.81; rating input score 86; 86th percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: -18.6% per year; rating input score 0; 20th percentile among comparable filings
  • Revenue growth: 6.1% per year; rating input score 100; 72nd percentile among comparable filings
  • Asset growth: 0.6% per year; rating input score 100; 40th percentile among comparable filings

Details

  • Where the money goes: 39% of revenue deployed · 75.6% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $18K in reported program spending
  • Leadership: top reported pay $0 · 7 people listed
  • Consistency: 6 of 6 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 8 filing years from 2018 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Mission deployment rate scored 39/100.
  • High — Growth: Program expense growth scored 0/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.