Rise with Living Hope
Nonprofit profile at a glance
- EIN
- 884273525
- IRS 990-EZ coverage
- 2024–2025
- Forms available
- Form 990-EZ 2025, Form 990-N 2023
- Location
- Bluffton, SC, USA
- Phone
- 8433219159
- Rating
- 93
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Human Services N.E.C.
Reported finances
- Revenue
- $57,217
- Expenses
- $105,973
- Assets
- $48,156
- Liabilities
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
8 people listed
Executive titles in this filing
- Carletha Frazier (Board Chair and Executive Director)
People named in this filing
- Carletha Frazier (Board Chair and Executive Director)
- John Campbell (Vice Chair)
- Pamela Bolden (Treasurer)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Rise with Living Hope empowers low to moderate income individuals and families through affordable housing, financial literacy, and community development. The organization provides homeownership education, down payment assistance, and home repair support to promote housing stability and economic mobility.
What it reported doing in 2025
Rise with Living Hope empowers low to moderate income individuals and families through affordable housing, financial literacy, and community development. Programs include homeownership education, down payment assistance, home repairs, and youth development to promote housing stability and economic mobility. Program Name: Rise to Homeownership Program Description: Rise with Living Hope provides down payment assistance to low to moderate income individuals and families to increase access to homeownership. This program removes financial barriers and helps participants secure safe and stable housing while building long term financial stability. Accomplishments: During 2025, the organization provided down payment assistance to multiple families, helping them achieve homeownership and transition from renting to owning. This support created pathways to housing stability and long term economic mobility. Expenses: 53500 Program Name: Rise and Restore Home Repair Program Description: Rise with Living Hope provides critical home repair assistance to low to moderate income homeowners. The program addresses health and safety issues by funding essential repairs, including roofing and structural improvements, allowing families to remain safely in their homes. Accomplishments: In 2025, the organization completed multiple home repair projects that improved living conditions and prevented displacement. These repairs helped preserve affordable housing and strengthened community stability. Expenses: 50043
Operating model
- Revenue model
- Donor-supported. 100% of the money available for current operations came from contributions and gifts.
- Distribution model
- Grant intermediary. The nonprofit sent 100% of its reported program spending out as grants.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and revenue has declined or grown slowly.
Rating breakdown
- Financial Efficiency: 99
- Transparency & Controls: 100
- Sustainability: 27
- Growth: 40
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 97.7%; rating input score 98
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: -85.2%; rating input score 8; 8th percentile among comparable filings
- Total-asset coverage ratio: 0.45; rating input score 30; 30th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: 181.6% per year; rating input score 100; 99th percentile among comparable filings
- Revenue growth: -56.7% per year; rating input score 0; 5th percentile among comparable filings
- Asset growth: -67.2% per year; rating input score 0; 3rd percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 97.7% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $104K in reported program spending
- Leadership: top reported pay $0 · 8 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 3 filed schedules
- Filing history: 2 filing years from 2024 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Sustainability: Operating margin scored 8/100.
- High — Growth: Revenue growth scored 0/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 30/100.
- High — Growth: Asset growth scored 0/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.