Retro Ministries

Nonprofit profile at a glance

EIN
851275572
IRS 990 coverage
2022–2025
Forms available
Form 990 2025
Location
Chattanooga, TN, USA
Phone
4846630530
Rating
77
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Christianity
Affiliation
Christianity

Reported finances

Revenue
$263,713
Expenses
$300,095
Assets
$152,590
Liabilities
$2,905

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Highest reported compensation

  • KRIS ECKENROTH (EXECUTIVE DI): $101,681 total reported compensation
  • KRISTIE ECKENROTH (SECRETARY): $60,240 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To provide a unique, wholistic, consistent and meaningful early church worship experience as a lifestyle in order to foster and encourage individuals to begin, maintain and nourish a personal relationship with jesus.

What it reported doing in 2025

Every friday night we create a space to gather for worship, spending significant time in group prayer, congregational singing, teaching/preaching of the bible, and fellowship. During this time, we provide a meal for nearly 100 people. This gathering is meant to create a space where people can grow in relationships and be fed. Every wednesday evening, we gather to pray for those we are wanting to reach with the gospel. We spend one hour praying in groups and singing. On the first saturday of each month we serve the homeless population of chattanooga by making and serving meals to over 120 people. In addition, we sing with them, prayer with them, and intentionally learn their names, and their individual needs. We create sermon series to be aired on christians networks and youtube to meet the spiritual needs of individuals and families. Our ministry travels around the country teaching/preaching for church services, school events, and other christian gatherings. Nearly monthly we travel to other states to assist with and provide community outreach support. We support homeless ministries by serving and by creating/training teams of people to carry on this ministry.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 89
  • Transparency & Controls: 84
  • Accountability: 51
  • Sustainability: 19
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 100%; rating input score 100
  • Program expense ratio: 98.9%; rating input score 99
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 90%; rating input score 90; 10th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 60%; rating input score 60; 20th percentile among comparable filings
  • Governance controls: 3 of 8 controls in place; rating input score 38
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: -13.8%; rating input score 15; 15th percentile among comparable filings
  • Total-asset coverage ratio: 0.51; rating input score 25; 25th percentile among comparable filings
  • Liabilities to assets ratio: 0.02; rating input score 35; 35th percentile among comparable filings
  • Officer compensation ratio: 54%; rating input score 3; 3rd percentile among comparable filings

Growth

  • Program expense growth: 49.4% per year; rating input score 100; 95th percentile among comparable filings
  • Revenue growth: 31.4% per year; rating input score 100; 93rd percentile among comparable filings
  • Asset growth: 37.8% per year; rating input score 100; 93rd percentile among comparable filings

Details

  • Where the money goes: 100% of revenue deployed · 98.9% of spending went to programs
  • Governance: 3 of 5 board members independent · 3 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $297K in reported program spending
  • Leadership: top reported pay $102K · 5 people listed
  • Consistency: 25 of 25 current checks pass
  • Schedules: 3 filed schedules · includes major donors
  • Filing history: 4 filing years from 2022 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Accountability: Governance controls: 4 of 7 not reported.
  • High — Sustainability: Operating margin scored 15/100.
  • High — Sustainability: Total-asset coverage ratio scored 25/100.
  • High — Sustainability: Officer compensation ratio scored 3/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 35/100.