Regional Housing Legal Services
Nonprofit profile at a glance
- EIN
- 231901416
- IRS 990 coverage
- 2009–2024
- Forms available
- Form 990 2024
- Location
- Philadelphia, PA, USA
- Phone
- 2155727300
- Rating
- 84
- Verdict
- STRONG
- Rating confidence
- Moderate
Reported finances
- Revenue
- $5,023,078
- Expenses
- $4,496,151
- Assets
- $3,647,805
- Liabilities
- $1,794,097
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
25 people listed
Executive titles in this filing
- CHRISTINE PAUL (PRESIDENT)
- LAURA NORTHUP (VICE PRESIDENT)
- DINA SCHLOSSBERG (EXECUTIVE DIRECTOR)
- ELIZABETH MARX (PULP EXECUTIVE DIRECTOR)
Highest reported compensation
- DINA SCHLOSSBERG (EXECUTIVE DIRECTOR): $227,766 total reported compensation
- KIM DOLAN (DIRECTOR OF DEVELOPMENT): $208,086 total reported compensation
- PHYLLIS GUILLAUME (CFO/DIRECTOR OF ADMINISTRATION (UNTIL 6/30/2025)): $197,885 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
We work alongside communities in the fight to create and protect safe, affordable homes. We provide legal representation for groups serving those with low incomes, share knowledge, unite partners, and advocate for policy changes.
What it reported doing in 2024
See schedule opulp's program service accomplishments for 2024-2025the Pennsylvania utility law project ("pulp") is a statewide legal services project of regional housing legal services and is a member program of the Pennsylvania legal aid network (plan). As the designated specialized project of the Pennsylvania legal aid network for utility issues, pulp's mission is to secure just and equitable access to utility services for pennsylvanians experiencing poverty.pulp's activities include: representing, as direct counsel or co-counsel, qualifying low-income residential utility customers and consumer groups comprised primarily of low-income pennsylvanians and/or that advocate on behalf of low-income pennsylvanians. Advocating for the interests of low-income utility consumers before the Pennsylvania public utility commission, the Pennsylvania department of human services, and other state and federal agencies that administer programs or have regulatory oversight on energy or utility matters affecting low-income pennsylvanians. Providing education, information, training, and support to social, legal, and housing service providers; non-profit community groups; low-income consumers; utilities; the regulatory community; and other stakeholders across Pennsylvania.key pulp accomplishments: impact litigationin the 2024-2025 fiscal year, pulp handled 47 high impact cases involving complex representation and litigation before the Pennsylvania public utility commission. We completed and closed 21 of those cases, and 26 remained in various stages of litigation at the end of the fiscal year. Pulp's impact litigation is focused on improving utility policies and procedures regarding rates, collections, and terminations, and expanding universal service program funding, assistance levels, and accessibility. Through this impact litigation, pulp secured more than $3,000,000 in additional emergency hardship fund grant assistance and leveraged an additional $16.7 million in increased funding for energy efficiency and weatherization assistance, including $2.2 million in ongoing annual investments. Our advocacy also helped to reduce proposed utility rate increases by $584 million annually, saving hundreds of dollars for hundreds of thousands of low income households each year.while difficult to quantify, pulp's impact advocacy resulted in numerous improvements to utility assistance program eligibility and benefits including reduction in the applicable energy burden standards for hundreds of thousands of low income customers across Pennsylvania, improvements to enrollment and retention in low income rate assistance programs, and elimination of barriers to enrollment. These program policy reforms will generate hundreds of millions of dollars in added rate relief to Pennsylvania's low income consumers. Individual representationpulp handled 424 individual cases through its emergency utility hotline. Pulp achieved substantial success for clients through individual representation leveraging approximately $379,154 in direct financial benefits to our clients through closed cases: prevented termination of service and/or assisted with reconnection in 278 cases. Removed barriers to enrollment in universal service programs in 215 cases. Helped clients to defer approximately $261,936 in utility debt for forgiveness over time. Removed approximately $7,751 in debts from client accounts. Eliminated $5,941 in fees and security deposits associated with reconnection. Obtained $103,526 in direct financial relief through grant assistance, refunds, and reduced debt.pulp also referred 394 low income pennsylvanians to other legal, health, and social service providers, and provided over 44 hours of free pro se assistance to self-represented individuals.training and technical assistancepulp hosted or presented at 53 trainings, reaching 2,941 attorneys, advocates, regulators, policymakers, and utility professionals across all regions of the state. We additionally distributed more
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Total assets are small relative to annual expenses; liquid coverage is unknown and reported officer compensation is a large share of total spending, which may reflect staffing concentration.
Rating breakdown
- Financial Efficiency: 80
- Transparency & Controls: 84
- Accountability: 100
- Sustainability: 42
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 77.4%; rating input score 77
- Program expense ratio: 86.1%; rating input score 86
- Fundraising efficiency: $64.14 raised per $1 spent on fundraising; rating input score 81; 81st percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 4 of 6 controls in place; rating input score 67
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Pass
- Written employment contract: Pass
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 10.5%; rating input score 63; 63rd percentile among comparable filings
- Total-asset coverage ratio: 0.81; rating input score 30; 30th percentile among comparable filings
- Liabilities to assets ratio: 0.49; rating input score 21; 21st percentile among comparable filings
- Officer compensation ratio: 21.8%; rating input score 11; 11th percentile among comparable filings
Growth
- Program expense growth: 7.6% per year; rating input score 100; 54th percentile among comparable filings
- Revenue growth: 6.3% per year; rating input score 100; 50th percentile among comparable filings
- Asset growth: 6.4% per year; rating input score 100; 42nd percentile among comparable filings
Details
- Where the money goes: 77.4% of revenue deployed · 86.1% of spending went to programs
- Governance: 20 of 20 board members independent · 9 of 9 filing controls reported
- Programs: 2 filed program accomplishments · $3.9M in reported program spending
- Leadership: top reported pay $228K · 25 people listed · 4 of 6 pay-setting controls reported
- Consistency: 28 of 28 current checks pass
- Schedules: 7 filed schedules · includes major donors and executive pay
- Filing history: 16 filing years from 2009 to 2024
- Contacts: How to reach this organization
- Money network: 5 filed money-flow records
- Related organizations: 2 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Sustainability: Total-asset coverage ratio scored 30/100.
- High — Sustainability: Officer compensation ratio scored 11/100.
- High — Sustainability: Liabilities to assets ratio scored 21/100.