Reformed Church Of Highland Park - Affordable Housing Corp

Nonprofit profile at a glance

EIN
205012410
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Highland Park, NJ, USA
Phone
7322497349
Rating
88
Verdict
STRONG
Rating confidence
Moderate
Sector
Group Homes
Affiliation
Christianity

Official website

Reported finances

Revenue
$20,857,787
Expenses
$20,388,304
Assets
$15,567,046
Liabilities
$18,079,152

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

18 people listed

Executive titles in this filing

  • Diana Bowen (Executive Director)
  • SETH KAPER-DALE (CEO)
  • ROB ROESENER (PRESIDENT)
  • SUSAN SCHLECK KLEINER (VICE PRESIDENT)

Highest reported compensation

  • Christine Escriba (Director of Accompany Now): $123,034 total reported compensation
  • CAROLINE DIRKS AMODEO (COO): $116,669 total reported compensation
  • Diana Bowen (Executive Director): $105,018 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The reformed church of highland park affordable housing corporation (rchp-ahc) provides affordable housing, supportive services, and connection to meaningful community to low-income individuals and families in New Jersey.

What it reported doing in 2025

HOUSING: RCHP-AHC owns 26 properties that house diverse low-income tenants including veterans, women aging out of foster care, disabled adults, and others with significant life challenges that create barriers to remaining successfully housed. We also lease additional units from landlords and sublease them to individuals and families who would otherwise not qualify for a direct lease due to lack of employment history or income, or other factors, including refugees, asylum seekers, and people returning to the community from prison.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 85% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 84
  • Transparency & Controls: 94
  • Accountability: 100
  • Sustainability: 31
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 94%; rating input score 94
  • Program expense ratio: 96.2%; rating input score 96
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 2.3%; rating input score 34; 34th percentile among comparable filings
  • Total-asset coverage ratio: 0.76; rating input score 21; 21st percentile among comparable filings
  • Liabilities to assets ratio: 1.16; rating input score 2; 2nd percentile among comparable filings
  • Officer compensation ratio: 2.6%; rating input score 76; 76th percentile among comparable filings

Growth

  • Program expense growth: 27.6% per year; rating input score 100; 93rd percentile among comparable filings
  • Revenue growth: 20.4% per year; rating input score 100; 92nd percentile among comparable filings
  • Asset growth: 7.2% per year; rating input score 100; 52nd percentile among comparable filings

Details

  • Where the money goes: 94% of revenue deployed · 96.2% of spending went to programs
  • Governance: 13 of 13 board members independent · 9 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $19.6M in reported program spending
  • Leadership: top reported pay $123K · 18 people listed
  • Consistency: 33 of 33 current checks pass
  • Schedules: 6 filed schedules · includes major donors and grants
  • Filing history: 14 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 5 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Sustainability: Operating margin scored 34/100.
  • High — Sustainability: Total-asset coverage ratio scored 21/100.
  • High — Sustainability: Liabilities to assets ratio scored 2/100.