Real Smart Investment Strategies and Tactics
Nonprofit profile at a glance
- EIN
- 994524135
- IRS 990-EZ coverage
- 2024–2025
- Forms available
- Form 990-EZ 2025
- Location
- Elgin, TX, USA
- Phone
- 5122712938
- Rating
- 53
- Verdict
- MIXED
- Rating confidence
- Moderate
- Sector
- Single Organization Support
Reported finances
- Revenue
- $79,050
- Expenses
- $74,010
- Assets
- $5,115
- Liabilities
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
3 people listed
Executive titles in this filing
- Jeremy J Jones (President)
People named in this filing
- Jeremy J Jones (President)
- Keisha Jones (Secretary)
- Mechelle Smith (Treasurer)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The purpose of this organization is to promote mental and physical wellness, provide rehabilitation support, foster economic stability, ensure access to affordable housing, and facilitate homeownership opportunities for marginalized, under-represented, under-served, and vulnerable populations. The organization is organized exclusively for charitable, educational, and scientific purposes under Section 501(c)(3) of the Internal Revenue Code.
What it reported doing in 2025
Two transitional houses were established. Men's home is able to house 12 individuals; Women and children's home is able to hold 8 individuals. 6 women, 2 children were housed in 2025 with 2 women exiting to permanent housing. 23 men were housed in 2025 with 4 exiting to permanent housing. 4 familes avoided been evicted through our support. 1 individual avoid having car repoed--diverting the loss of the person's job. Several individuals and famiies received crucial support and guidance that was specific and unique to there situation.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Grant intermediary. The nonprofit sent 100% of its reported program spending out as grants.
The verdict
MIXED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 12
- Transparency & Controls: 100
- Sustainability: 43
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 12.2%; rating input score 12
- Program expense ratio: 13%; rating input score 13
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: 6.4%; rating input score 55; 55th percentile among comparable filings
- Total-asset coverage ratio: 0.07; rating input score 11; 11th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: 117.6% per year; rating input score 100; 98th percentile among comparable filings
- Revenue growth: 187.4% per year; rating input score 100; 100th percentile among comparable filings
- Asset growth: 194.2% per year; rating input score 100; 99th percentile among comparable filings
Details
- Where the money goes: 12.2% of revenue deployed · 13% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $10K in reported program spending
- Leadership: top reported pay $0 · 3 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 3 filed schedules
- Filing history: 2 filing years from 2024 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 12/100.
- High — Financial Efficiency: Program expense ratio scored 13/100.
- High — Sustainability: Total-asset coverage ratio scored 11/100.
- Review — Sustainability: Operating margin scored 55/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.