Real Life Catholic

Nonprofit profile at a glance

EIN
455489172
IRS 990 coverage
2015–2022
Forms available
Form 990 2022, Form 990-EZ 2013, Form 990-N 2012
Location
Greenwood Village, CO, USA
Phone
3307325228
Rating
64
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Roman Catholic
Affiliation
Christianity

Official website

Reported finances

Revenue
$1,930,781
Expenses
$1,769,211
Assets
$705,936
Liabilities
$286,312

Source: IRS Form 990. Selected filing: tax year 2022. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • Christopher Stefanick (President and Founder)

Highest reported compensation

  • Dan Donaldson (Chair, Executive Vice Pres (term ended Aug. 2022)): $197,588 total reported compensation
  • Christopher Stefanick (President and Founder): $114,618 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2022. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Real Life Catholic's mission is to share the love of Jesus and help others do the same.

What it reported doing in 2022

Digital Coaching and Small Groups Initiatives: Powerful, life-changing curriculum for people to learn how to live the lives they were made for, and to experience their lives as fully lived. By providing direct access to the most powerful ideas, inspirational messages, and proven strategies whenever they want, where they want, 24 hours a day, 365 days a year, these resources provide real, lasting transformation in people's lives. Through our Small Groups Initiatives, the Organization is spearheading a new call to meaningful, faith-filled connection among believers and seekers alike. The Organization provides real-world, simple, practical strategies and live-access coaching to help individuals and parishes throughout the world become more effective with small groups because life is not meant to be lived alone.

Operating model

Revenue model
Donor-supported. 84% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 95% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

SUPPORTED - The filed numbers largely add up and most filed governance safeguards are in place. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 48
  • Transparency & Controls: 76
  • Accountability: 77
  • Sustainability: 38
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 50.7%; rating input score 51
  • Program expense ratio: 55.6%; rating input score 56
  • Fundraising efficiency: $3.99 raised per $1 spent on fundraising; rating input score 12; 12th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 93.3%; rating input score 93; 21st percentile among comparable filings
  • Pay-setting controls: 2 of 6 controls in place; rating input score 33
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 60%; rating input score 60; 12th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 8.4%; rating input score 58; 58th percentile among comparable filings
  • Total-asset coverage ratio: 0.4; rating input score 17; 17th percentile among comparable filings
  • Liabilities to assets ratio: 0.41; rating input score 20; 20th percentile among comparable filings
  • Officer compensation ratio: 11.2%; rating input score 32; 32nd percentile among comparable filings

Growth

  • Program expense growth: 6.3% per year; rating input score 100; 54th percentile among comparable filings
  • Revenue growth: 14.3% per year; rating input score 100; 77th percentile among comparable filings
  • Asset growth: 12.8% per year; rating input score 100; 66th percentile among comparable filings

Details

  • Where the money goes: 50.7% of revenue deployed · 55.6% of spending went to programs
  • Governance: 3 of 5 board members independent · 9 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $984K in reported program spending
  • Leadership: top reported pay $198K · 5 people listed · 2 of 6 pay-setting controls reported
  • Highest-paid contractors: 4 contractors listed · $708K reported
  • Consistency: 33 of 34 current checks pass · 1 finding to review
  • Schedules: 6 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 7 filing years from 2015 to 2022
  • Contacts: How to reach this organization
  • Money network: 4 filed money-flow records
  • Related organizations: 2 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 51/100.
  • Review — Financial Efficiency: Program expense ratio scored 56/100.
  • High — Financial Efficiency: Fundraising efficiency scored 12/100.
  • High — Sustainability: Total-asset coverage ratio scored 17/100.
  • Review — Sustainability: Operating margin scored 58/100.
  • High — Sustainability: Liabilities to assets ratio scored 20/100.
  • Moderate — Sustainability: Officer compensation ratio scored 32/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.