Rappahannock Area Ymca Inc

Nonprofit profile at a glance

EIN
540965826
IRS 990 coverage
2010–2025
Forms available
Form 990 2025, Form 990-T 2025
Location
Fredericksburg, VA, USA
Phone
5403719622
Rating
80
Verdict
STRONG
Rating confidence
Moderate

Official website

Reported finances

Revenue
$17,151,363
Expenses
$17,051,639
Assets
$22,295,441
Liabilities
$13,602,439

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

16 people listed

Executive titles in this filing

  • BERNARD C REILEY (FORMER CEO)
  • PAUL MCENTIRE (INTERIM CEO UNTIL SEPTEMBER)
  • BRANDON BOLES (CEO STARTING SEPTEMBER)
  • MEAGHAN WILLIAMS (SENIOR VICE PRESIDENT)
  • ARMAND FREDETTE (PRESIDENT)

Highest reported compensation

  • BERNARD C REILEY (FORMER CEO): $255,000 total reported compensation
  • MEAGHAN WILLIAMS (SENIOR VICE PRESIDENT): $140,326 total reported compensation
  • PAUL MCENTIRE (INTERIM CEO UNTIL SEPTEMBER): $131,574 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To foster personal growth and development and to serve community needs by providing quality fitness and recreation programs in an atmosphere of fellowship and caring.

What it reported doing in 2025

Day camps during the 10 weeks of summer averaged 850 weekly participants and the 2 weeks of school breaks had an average of 150 weekly participants. Over $185,955 in discounts and subsidies were provided to participants. Camps combine fun via field trips, swimming, storytelling, music, singing, games, sports and arts and crafts with the y's core values of caring, honesty, respect, responsibility and faith.

Operating model

Revenue model
Other-operating. 85% of the money available for current operations came from other operating revenue.
Distribution model
Direct operator. The filing allocates 98% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 74
  • Transparency & Controls: 81
  • Accountability: 96
  • Sustainability: 33
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 81.7%; rating input score 82
  • Program expense ratio: 82%; rating input score 82
  • Fundraising efficiency: $4.09 raised per $1 spent on fundraising; rating input score 10; 10th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 94.4%; rating input score 94; 25th percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 92.9%; rating input score 93; 22nd percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 0.6%; rating input score 27; 27th percentile among comparable filings
  • Total-asset coverage ratio: 1.31; rating input score 37; 37th percentile among comparable filings
  • Liabilities to assets ratio: 0.61; rating input score 19; 19th percentile among comparable filings
  • Officer compensation ratio: 4.2%; rating input score 64; 64th percentile among comparable filings

Growth

  • Program expense growth: 2.9% per year; rating input score 100; 24th percentile among comparable filings
  • Revenue growth: 2.7% per year; rating input score 100; 20th percentile among comparable filings
  • Asset growth: 0.4% per year; rating input score 100; 8th percentile among comparable filings

Details

  • Where the money goes: 81.7% of revenue deployed · 82% of spending went to programs
  • Governance: 13 of 14 board members independent · 9 of 9 filing controls reported
  • Programs: 7 filed program accomplishments · $14M in reported program spending
  • Leadership: top reported pay $255K · 16 people listed · 4 of 6 pay-setting controls reported
  • Highest-paid contractors: 3 contractors listed · $623K reported
  • Consistency: 34 of 35 current checks pass · 1 finding to review
  • Schedules: 8 filed schedules · includes major donors and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 5 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 10/100.
  • High — Sustainability: Operating margin scored 27/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 37/100.
  • High — Sustainability: Liabilities to assets ratio scored 19/100.
  • Review — Transparency & Controls: Domestic grant itemization did not reconcile in the filed values.