Ramsey Lake Property Owners Association
Nonprofit profile at a glance
- EIN
- 411401533
- IRS 990-EZ coverage
- 2025–2025
- Forms available
- Form 990 2024, Form 990-EZ 2025, Form 990-N 2007
- Location
- Maple Lake, MN, USA
- Phone
- 6513351617
- Rating confidence
- Limited
- Sector
- Homeowners & Tenants Associations
Reported finances
- Revenue
- $-33,054
- Expenses
- $1,941
- Assets
- $16,597
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
5 people listed
Executive titles in this filing
- SCOTT DUMPHY (PRESIDENT)
People named in this filing
- SCOTT DUMPHY (PRESIDENT)
- LISA SERFAS (VICE PRESIDE)
- TRACY SODERHOLM (SECRETARY)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The organization works towards keeping ramsey lake clean, unpolluted and safe for residents surrounding the lake, as well as any others who visit it. By maintaining a healthy lake, the organization's goals are to increase interest in the lake and surrounding community.
What it reported doing in 2025
The organization works towards keeping ramsey lake clean, unpolluted and safe for residents surrounding the lake, as well as any others who visit it.
Operating model
- Revenue model
- No positive adjusted resources. The filing reports no positive adjusted operating resources.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: 73
- Transparency & Controls: 74
- Sustainability: 36
- Growth: 0
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: 72.8%; rating input score 73
Transparency & Controls
- Consistency checks: 90%; rating input score 90; 2nd percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -105.9%; rating input score 7; 7th percentile among comparable filings
- Total-asset coverage ratio: 8.55; rating input score 90; 90th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: -99.8% per year; rating input score 0; 2nd percentile among comparable filings
- Asset growth: -28.8% per year; rating input score 0; 7th percentile among comparable filings
Details
- Where the money goes: 72.8% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $1K in reported program spending
- Leadership: top reported pay $0 · 5 people listed
- Consistency: 7 of 7 current checks pass
- Schedules: 1 filed schedules
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Operating margin scored 7/100.
- High — Growth: Asset growth scored 0/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.