Ramsey Junior Football Association Inc

Nonprofit profile at a glance

EIN
226063785
IRS 990-EZ coverage
2014–2025
Forms available
Form 990-EZ 2025
Location
Ramsey, NJ, USA
Phone
2019531055
Rating
79
Verdict
SUPPORTED
Rating confidence
Moderate

Official website

Reported finances

Revenue
$129,019
Expenses
$146,538
Assets
$47,111
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

9 people listed

Executive titles in this filing

  • Joe Piela (Vice President)
  • Julie Rutigliano (Vice President of Operations)
  • Leo Minervini (President)

People named in this filing

  • Dan Murray (Athletic Director)
  • Cassie Barbara (Cheerleading Director)
  • Joe Piela (Vice President)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The Ramsey Junior Football Association, established in 1960, is an organization built to promote the wholesome development of our members through their participation in youth sports. The purpose of our program is to teach and develop the fundamentals of football and cheerleading at increasing levels of competition; to allow every child a chance to play or perform; to promote good sportsmanship and athletic achievement; and to provide a memorable, meaningful, and rewarding experience for all participants.

What it reported doing in 2025

Football & cheerleading programs

Operating model

Revenue model
Earned-program. 82% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 79
  • Transparency & Controls: 82
  • Sustainability: 30
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 84.6%; rating input score 85
  • Program expense ratio: 69.7%; rating input score 70

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -13.6%; rating input score 11; 11th percentile among comparable filings
  • Total-asset coverage ratio: 0.32; rating input score 28; 28th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 74; 74th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: 0.5% per year; rating input score 100; 30th percentile among comparable filings
  • Revenue growth: 3.8% per year; rating input score 100; 38th percentile among comparable filings
  • Asset growth: 2.5% per year; rating input score 100; 34th percentile among comparable filings

Details

  • Where the money goes: 84.6% of revenue deployed · 69.7% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $102K in reported program spending
  • Leadership: top reported pay $0 · 9 people listed
  • Consistency: 8 of 8 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 12 filing years from 2014 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 11/100.
  • High — Sustainability: Total-asset coverage ratio scored 28/100.