Rainsville Chamber of Commerce Inc
Nonprofit profile at a glance
- EIN
- 631082197
- IRS 990 coverage
- 2015–2025
- Forms available
- Form 990 2025
- Location
- Rainsville, AL, USA
- Phone
- 2566387800
- Rating
- 84
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Chambers of Commerce & Business Leagues
Reported finances
- Revenue
- $84,448
- Expenses
- $83,193
- Assets
- $55,519
- Liabilities
- $0
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
17 people listed
Executive titles in this filing
- LISA CROWDER (PRESIDENT)
People named in this filing
- KRISTIE BAILEY (DIRECTOR)
- EMILY BOZARTH (DIRECTOR)
- KIM BRYAN (DIRECTOR)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The organization will operate as a local chamber of commerce. It's purpose is to facilitate business interaction within the area to make the city and geographic area attractive to shoppers, local residents and potential retirees. The organization will promote the city of rainsville to all businesses within the area and encourage customers to shop local and spend their dollars in the local economy. The organization will perform what a normal local chamber of commerce would be expected to do.
What it reported doing in 2025
The organization will promote the city of rainsville to all businesses within the area and encourage customers to shop local and spend their dollars in the local economy.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 88
- Transparency & Controls: 90
- Accountability: 70
- Sustainability: 46
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 98.5%; rating input score 99
- Program expense ratio: 100%; rating input score 100
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 2 of 7 controls in place; rating input score 29
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 1.5%; rating input score 53; 53rd percentile among comparable filings
- Total-asset coverage ratio: 0.67; rating input score 22; 22nd percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 58; 58th percentile among comparable filings
Growth
- Program expense growth: 1.6% per year; rating input score 100; 53rd percentile among comparable filings
- Revenue growth: 1.6% per year; rating input score 100; 63rd percentile among comparable filings
- Asset growth: 4% per year; rating input score 100; 58th percentile among comparable filings
Details
- Where the money goes: 98.5% of revenue deployed · 100% of spending went to programs
- Governance: 17 of 17 board members independent · 2 of 7 filing controls reported
- Programs: 1 filed program accomplishment
- Leadership: top reported pay $0 · 17 people listed
- Consistency: 15 of 15 current checks pass
- Schedules: 1 filed schedules
- Filing history: 10 filing years from 2015 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Accountability: Governance controls: 4 of 6 not reported.
- High — Sustainability: Total-asset coverage ratio scored 22/100.
- Review — Sustainability: Operating margin scored 53/100.
- Review — Sustainability: Officer compensation ratio scored 58/100.