Prospera Community Development

What it reported doing in 2025

Prosperas Summary of Impact 2025Business Growth and Job Creation: We reached 506 unique entrepreneurs through courses, workshops, and community events across California and 12 additional states. With 123 women graduating from our Explora, Lanza and Planea workshops and 75 participants from our Comunidades Prospera intensive training programs. Our support led to the creation of 13 new businesses, 38 new jobs, and retained 72 jobs, demonstrating tangible economic impact.Skill Development and Confidence: 32 entrepreneurs completed Launch Your Cooperative, with 76% reporting increased knowledge in cooperatives and its values, 62% having a deeper understanding in how to create cooperative governance agreements and over 80% feeling more inspired to implement cooperative values in their businesses and life. Additionally, 35 graduates of Plan Your Business advanced in their entrepreneurial journey, with 90% of participants reporting having started their first business plan draft, 89% increasing their knowledge in financial business; and 100% feeling more motivated to collaborate with other entrepreneurs and 96% feeling more inspired to implement cooperative values in their businesses.Through Acompaa and Vuela, Prospera provided individualized business support, mentorship, technical assistance, and ongoing check-ins to help entrepreneurs stabilize operations, strengthen financial practices, clarify growth goals, and build stronger networks of collaborationFinancial Literacy and Consulting: We delivered over 80 hours of financial literacy training and 1,300 hours of personalized consulting, laying the foundation for long-term financial sustainability.Capital Access and Revenue Growth: Our participants secured $120,000 in loans and raised an additional $35,500 in funding. Additionally, business owners had an increase of more than $200,000 in their annual sales.Leadership and Household Well-being: A combined 74% of participants identify as heads of household or share that role, showing strengthened leadership in family life. Financial resilience is growing, with 73% reporting access to emergency support such as savings or loans. Access to healthcare is improving, from 50% two years ago to 60% of participants reporting having insurance for themselves and their children, and 28% also covering extended family members.Partnership Development: During 2025, we established and maintained partnerships with several community-based organizations, including Visin y Compromiso, North Bay Organizing Project, rale, Allensworth PA (California), and Havenly (Connecticut). Through these collaborations, we delivered intensive, in-person training and piloted our Train-the-Trainer model in partnership with Visin y Compromiso. Across all partnerships, these collaborations have significantly expanded our reach and impact. We supported 75 participants through our Comunidades Prospera programming.The organization expanded its network across multiple California regionsincluding the Central Valley, Bay Area, and Southern Californialaying the groundwork for strategic partnerships with communities in cities such as Tulare, Bakersfield, Los Angeles, Fresno, and Stockton.Capacity Building: Internal capacity was strengthened by training new facilitators. Through our Liberatory Facilitation Training program, we invite active members of our entrepreneur community to become facilitators for Prosperas programs. Facilitators-in-training deepen their skills in Popular Education methodology, culturally responsive facilitation, critical analysis of systems of power and privilege, and coaching practices. During this grant period, 4 program participants successfully graduated from the Facilitacion Para Liberarnos program, strengthening our internal capacity and supporting the scalability of our programs, and also 2 staff members have been actively co-facilitating workshops to further support the organizations capacity to meet growing community needs.Engagement: In 2025, we saw a

Financial Efficiency

• Mission deployment rate: 87.7%; rating input score 88
• Program expense ratio: 67.8%; rating input score 68
• Fundraising efficiency: $4.25 raised per $1 spent on fundraising; rating input score 13; 13th percentile among comparable filings

Transparency & Controls

• Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
• Pay-setting controls: Limited
• Foreign activity oversight: Limited
• Grant itemization coverage: Limited
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
• Governance controls: 5 of 9 controls in place; rating input score 62
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Limited
  • Other executive compensation review process: Fail
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Missing
  • Independent financial-statement audit: Fail

Sustainability

• Operating margin: -28.4%; rating input score 4; 4th percentile among comparable filings
• Total-asset coverage ratio: 2; rating input score 64; 64th percentile among comparable filings
• Liabilities to assets ratio: 0.06; rating input score 41; 41st percentile among comparable filings
• Officer compensation ratio: 14.6%; rating input score 25; 25th percentile among comparable filings

Growth

• Program expense growth: 14.7% per year; rating input score 100; 70th percentile among comparable filings
• Revenue growth: 13% per year; rating input score 100; 70th percentile among comparable filings
• Asset growth: 22.6% per year; rating input score 100; 82nd percentile among comparable filings