Pregnancy Services of Northern Kentucky

Nonprofit profile at a glance

EIN
611351706
IRS 990 coverage
2015–2025
Forms available
Form 990 2025
Location
Cold Spring, KY, USA
Phone
8594319178
Rating
83
Verdict
STRONG
Rating confidence
Moderate
Sector
Reproductive Health Care Facilities and Allied Services

Official website

Reported finances

Revenue
$1,029,817
Expenses
$1,263,909
Assets
$1,707,420
Liabilities
$15,900

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

13 people listed

Executive titles in this filing

  • MIKE ENZWEILER (PRESIDENT)
  • BRETT GASPARD (VICE PRESIDENT)
  • LYNDI ZEMBRODT (EXECUTIVE DIRECTOR)

Highest reported compensation

  • LYNDI ZEMBRODT (EXECUTIVE DIRECTOR): $65,027 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Care nets mission is to educate, support and empower men and women before, during and after pregnancy while uplifting the sanctity of human life. The mission is carried out by offering life affirming services in 3 locations in northern Kentucky

What it reported doing in 2025

Care net offers 42 mentoring programs facilitated by volunteer mentors and supervised by staff in three locations in northern Kentucky. The mentoring programs are designed to educate, support and encourage men and women in health and wellbeing to better equip them for the role of parenting their child from conception to adolescence. In 2025, 3,352 educational mentoring sessions were provided by 55 mentors and staff. Care nets mentoring is a hybrid program offering both in person as well as online mentoring to meet client need and increase levels. All programs are incentivized, driving high participation and completion rate. The mentoring program is a critical service to our community and allows christian volunteers the opportunity to invest in the lives of those needing support and encouragement when facing an unintended pregnancy or parenting challenges.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 77
  • Transparency & Controls: 92
  • Accountability: 90
  • Sustainability: 31
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 92.8%; rating input score 93
  • Program expense ratio: 75.3%; rating input score 75
  • Fundraising efficiency: $1.8 raised per $1 spent on fundraising; rating input score 5; 5th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 6 of 8 controls in place; rating input score 75
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -22.7%; rating input score 6; 6th percentile among comparable filings
  • Total-asset coverage ratio: 1.35; rating input score 52; 52nd percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 61; 61st percentile among comparable filings
  • Officer compensation ratio: 5.1%; rating input score 50; 50th percentile among comparable filings

Growth

  • Program expense growth: 9.9% per year; rating input score 100; 57th percentile among comparable filings
  • Revenue growth: 9.1% per year; rating input score 100; 57th percentile among comparable filings
  • Asset growth: 15.5% per year; rating input score 100; 70th percentile among comparable filings

Details

  • Where the money goes: 92.8% of revenue deployed · 75.3% of spending went to programs
  • Governance: 12 of 12 board members independent · 6 of 8 filing controls reported
  • Programs: 2 filed program accomplishments · $952K in reported program spending
  • Leadership: top reported pay $65K · 13 people listed
  • Consistency: 28 of 28 current checks pass
  • Schedules: 5 filed schedules · includes major donors
  • Filing history: 11 filing years from 2015 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 5/100.
  • High — Sustainability: Operating margin scored 6/100.
  • Review — Accountability: Governance controls: 2 of 8 not reported.
  • Review — Sustainability: Total-asset coverage ratio scored 52/100.
  • Review — Sustainability: Officer compensation ratio scored 50/100.