Polish Roman Catholic Union of America 855 Union of St John Kanty
Nonprofit profile at a glance
- EIN
- 250772683
- IRS 990-EZ coverage
- 2021–2024
- Forms available
- Form 990-EZ 2024
- Location
- Trafford, PA, USA
- Phone
- 4123729855
- Rating
- 42
- Verdict
- MIXED
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $117,148
- Expenses
- $92,352
- Assets
- $86,769
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
5 people listed
Executive titles in this filing
- DAVID B SURMACZ (PRESIDENT)
People named in this filing
- DAVID B SURMACZ (PRESIDENT)
- ROBERT KAPFER (VICE PRESIDE)
- DEBRA SURMACZ (TREASURER)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The polish roman catholic union of america 855 union of st. John kanty is a fraternal benefit society that provides high quality insurance and financial products through the polish roman catholic union of america (p.r.c.u.a.), as well as fraternal activities for members in the polish american community.
What it reported doing in 2024
The polish roman catholic union of america 855 union of st. John kanty (also referred to as the union of st. John kanty no. 855) is a chartered member of the polish roman catholic union of america (p.r.c.u.a.). The p.r.c.u.a., which is a fraternal life insurance company, provides high quality insurance and retirement products to its members. To be a regular member of the p.r.c.u.a. And our local lodge, the member must enroll in a life insurance policy through the p.r.c.u.a. National office. Individual p.r.c.u.a. Members may purchase life, sick, accident, or other benefits directly through the p.r.c.u.a. In the past, members signed up through our local lodge and the dues and memberships were passed on to the p.r.c.u.a. Presently, all members of our lodge pay their annual insurance dues directly to the p.r.c.u.a. Not through our local lodge. The union of st. John kanty no. 855 local lodge still maintains its ties to the p.r.c.u.a. National. Our local lodge still conducts meetings and elects officers following the guidelines of the constitution and by-laws of the polish roman catholic union of america. The union of st. John kanty no. 855 also provides fraternal activities for the benefit of the members. Members of our lodge can attend national fraternal events, sporting tournaments, and other functions sponsored by the p.r.c.u.a. Our local lodge can also elect delegates to attend the p.r.c.u.a. National convention once every four years where policies are voted on and national officers are elected.
Operating model
- Revenue model
- Other-operating. 99% of the money available for current operations came from other operating revenue.
- Distribution model
- Transfer-based 990-EZ. The 990-EZ reports grants or member benefits, but it does not separate enough spending to show the nonprofit’s full delivery mix.
The verdict
MIXED - The filed numbers largely add up and revenue has grown recently. A relatively small share of available resources goes toward mission work and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 7
- Transparency & Controls: 82
- Sustainability: 55
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 11.1%; rating input score 11
- Program expense ratio: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: 21.2%; rating input score 75; 75th percentile among comparable filings
- Total-asset coverage ratio: 0.94; rating input score 57; 57th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 9.9%; rating input score 21; 21st percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 18.8% per year; rating input score 100; 82nd percentile among comparable filings
- Asset growth: 36.2% per year; rating input score 100; 90th percentile among comparable filings
Details
- Where the money goes: 11.1% of revenue deployed
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment
- Leadership: top reported pay $0 · 5 people listed
- Consistency: 5 of 5 current checks pass
- Schedules: 2 filed schedules
- Filing history: 4 filing years from 2021 to 2024
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 11/100.
- Review — Sustainability: Total-asset coverage ratio scored 57/100.
- High — Sustainability: Officer compensation ratio scored 21/100.