Pocono Mountain Bible Conference
Nonprofit profile at a glance
- EIN
- 231984290
- IRS 990 coverage
- 2025–2025
- Forms available
- Form 990 2025
- Location
- Clifton Twp, PA, USA
- Phone
- 5708429746
- Rating
- 60
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Protestant
Reported finances
- Revenue
- $410,698
- Expenses
- $371,371
- Assets
- $428,516
- Liabilities
- $96,486
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
10 people listed
Executive titles in this filing
- Michael Elliot (President)
- Amanda Benbow (Vice President)
Highest reported compensation
- Matthew Macking (Director): $41,708 total reported compensation
- Stephanie Bradway (Administrative Assistant): $14,616 total reported compensation
- Jared Bradway (Cook): $9,354 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
PMBC was established as a Christian ministry camp and retreat center with the purpose of presenting the Gospel to all age groups in the hope of seeing many come to a saving trust in Jesus Christ.
What it reported doing in 2025
Winter Camp Program: This camp is run 2-3 weekends between late January into early February for children ages 7-17. Campers stay on site and participate in activities and Bible lessons. Meals are provided. Campers serviced: 97; Expenses: $19,320.24; Revenues: $9,701.66 Summer Camp Program: This camp runs weekly between June and August for ages 8-10, 11-13, and 14-17. Campers enjoy physical and spiritual activities and are presented with the opportunity to evaluate their beliefs according to the Bible. Meals are provided. Campers serviced: 566; Revenues: $90,259.25; Expenses: $98,089.44 Retreat Programs: The facilities at PMBC are available for group retreats from mid August to June. Groups have the ability to choose between basic and deluxe meal plans and a variety of housing options. Number of Retreats: 24; Revenues: $151,240.60 Expenses: $29,300.72 PMBC issued scholarship disbursements to nine individual camp workers to assist in their pursuits of higher education. These funds have been donated by individuals for this purpose. Total disbursement: $2,850
Operating model
- Revenue model
- Other-operating. 61% of the money available for current operations came from other operating revenue.
- Distribution model
- Direct operator. The filing allocates 98% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 34
- Transparency & Controls: 100
- Accountability: 70
- Sustainability: 44
- Growth: NotEnoughData
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 38.2%; rating input score 38
- Program expense ratio: 39.5%; rating input score 40
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 2 of 7 controls in place; rating input score 29
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 9.6%; rating input score 56; 56th percentile among comparable filings
- Total-asset coverage ratio: 1.15; rating input score 45; 45th percentile among comparable filings
- Liabilities to assets ratio: 0.23; rating input score 15; 15th percentile among comparable filings
- Officer compensation ratio: 17.7%; rating input score 20; 20th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: Limited
- Asset growth: Limited
Details
- Where the money goes: 38.2% of revenue deployed · 39.5% of spending went to programs
- Governance: 7 of 7 board members independent · 2 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $147K in reported program spending
- Leadership: top reported pay $42K · 10 people listed
- Consistency: 26 of 26 current checks pass
- Schedules: 3 filed schedules · includes major donors
- Contacts: How to reach this organization
- Money network: 3 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.
- Moderate — Financial Efficiency: Mission deployment rate scored 38/100.
- Moderate — Financial Efficiency: Program expense ratio scored 40/100.
- High — Accountability: Governance controls: 4 of 6 not reported.
- Review — Sustainability: Operating margin scored 56/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 45/100.
- High — Sustainability: Liabilities to assets ratio scored 15/100.
- High — Sustainability: Officer compensation ratio scored 20/100.
- High — Grant Readiness: Automatic revocation: this organization had its federal tax-exempt status automatically revoked.