Pennsylvania NABIP
Nonprofit profile at a glance
- EIN
- 330993241
- IRS 990 coverage
- 2024–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024, Form 990-EZ 2023
- Location
- Phoenixville, PA, USA
- Phone
- 215-771-6050
- Rating
- 58
- Verdict
- MIXED
- Rating confidence
- Moderate
- Sector
- Chambers of Commerce & Business Leagues
Reported finances
- Revenue
- $297,727
- Expenses
- $328,301
- Assets
- $88,508
- Liabilities
- $20,473
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
31 people listed
Executive titles in this filing
- John Manion (President)
- Jessica Dean (Immediate Past President)
- Matt Cuomo (Vice President)
People named in this filing
- John Manion (President)
- Kenton Porter (Treasurer)
- Jessica Dean (Immediate Past President)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
EDUCATE: Provide our members with high quality educational resources and trainings to better equip them in a continually evolving marketplace and business climate. COMMUNICATE: Distribute a clearly defined message across all mediums. ADVOCATE: Continually articulate to the key stakeholders that can effect a change for the better to healthcare insurance, the role that we can play as individuals and as an organization.
What it reported doing in 2024
Periodic meetings and conferences are held to educate members of the association on the current topics of healthcare, pending legislation and other relevant technical topics. Events are scheduled to allow collaboration with the national association on topics germane to health insurance and healthcare delivery.
Operating model
- Revenue model
- Earned-program. 78% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
MIXED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 27
- Transparency & Controls: 100
- Accountability: 64
- Sustainability: 25
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 32.2%; rating input score 32
- Program expense ratio: 29.2%; rating input score 29
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 1 of 7 controls in place; rating input score 14
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -10.3%; rating input score 22; 22nd percentile among comparable filings
- Total-asset coverage ratio: 0.27; rating input score 15; 15th percentile among comparable filings
- Liabilities to assets ratio: 0.23; rating input score 18; 18th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 69; 69th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 83.9% per year; rating input score 100; 99th percentile among comparable filings
- Asset growth: 21.2% per year; rating input score 100; 86th percentile among comparable filings
Details
- What they do: 6 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 32.2% of revenue deployed · 29.2% of spending went to programs
- Governance: 31 of 31 board members independent · 1 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $96K in reported program spending
- Leadership: top reported pay $0 · 31 people listed
- Consistency: 24 of 24 current checks pass
- Schedules: 3 filed schedules
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Financial Efficiency: Mission deployment rate scored 32/100.
- High — Financial Efficiency: Program expense ratio scored 29/100.
- High — Accountability: Governance controls: 5 of 6 not reported.
- High — Sustainability: Operating margin scored 22/100.
- High — Sustainability: Total-asset coverage ratio scored 15/100.
- High — Sustainability: Liabilities to assets ratio scored 18/100.