Peer Servants Inc

Nonprofit profile at a glance

EIN
043007191
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Woburn, MA, USA
Phone
7812454059
Rating
82
Verdict
STRONG
Rating confidence
Moderate
Sector
International Economic Development
Affiliation
Christianity

Official website

Reported finances

Revenue
$1,120,743
Expenses
$1,014,046
Assets
$1,013,154
Liabilities
$22,719

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

10 people listed

Executive titles in this filing

  • TODD ENGELSEN (PRESIDENT/TREASURER)

Highest reported compensation

  • TODD ENGELSEN (PRESIDENT/TREASURER): $106,046 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The organization's mission is to transform lives by partnering for economic empowerment and renewal.

What it reported doing in 2025

Philippines/the center for community transformation (cct): provided funding for microfinance, education, healthcare, youth empowerment, and food/water security programs serving approximately 100,000 families.sri lanka/ygro-heed (holistic empowerment through enterprise development): provided funding for microfinance, education, and food security programs serving approximately 1,800 families.india/christian service society (css): provided funding for a microfinance and education programs serving approximately 30,000 families.guatemala/casa del alfarero: provided funding for microfinance, education, healthcare, and food/water security programs for approximately 800 families.uganda/christian action for empowering church and community (cafecc)/peers in action for development (pad)/special action for life transformation (salt): provided funding for microfinance, income generation, education, food/water security, and youth empowerment programs for approximately 1,500 families.zambia/christ centre for community transformation (ccct): provided funding for microfinance, education, food security, and youth empowerment programs for approximately 200 families.peru/kallarisunchis: provided funding for microfinance, education, and food security programs for approximately 400 families.south sudan/special action for life transformation (salt): provided funding for microfinance, education, food security, and youth empowerment programs for approximately 1,000 families.moldova/invest credit: provided funding for a microfinance program serving approximately 700 families.burundi/peer teens burundi: provided funding for youth empowerment and education programs for approximately 50 students and young people.kenya/peer team welfare association: provided funding for education and youth empowerment grants for approximately 25 students.

Operating model

Revenue model
Donor-supported. 99% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 86% of its reported program spending out as grants.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. The filing reports few safeguards for money sent abroad and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 82
  • Transparency & Controls: 75
  • Accountability: 94
  • Sustainability: 49
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 81.3%; rating input score 81
  • Program expense ratio: 89.6%; rating input score 90
  • Fundraising efficiency: $25.54 raised per $1 spent on fundraising; rating input score 62; 62nd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: 0 of 8 controls in place; rating input score 0
    • Claims monitoring procedures: Fail
    • Requires narrative reports: Fail
    • Conducts field audits: Fail
    • May suspend future funding: Fail
    • Requires financial reports: Fail
    • Conducts site visits: Fail
    • Requires grant agreements: Fail
    • May require repayment: Fail
  • Grant itemization coverage: 100%; rating input score 100; 78th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 90%; rating input score 90; 26th percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 9.5%; rating input score 55; 55th percentile among comparable filings
  • Total-asset coverage ratio: 1; rating input score 43; 43rd percentile among comparable filings
  • Liabilities to assets ratio: 0.02; rating input score 52; 52nd percentile among comparable filings
  • Officer compensation ratio: 10.5%; rating input score 36; 36th percentile among comparable filings

Growth

  • Program expense growth: 9.9% per year; rating input score 100; 57th percentile among comparable filings
  • Revenue growth: 10.1% per year; rating input score 100; 61st percentile among comparable filings
  • Asset growth: 15.9% per year; rating input score 100; 71st percentile among comparable filings

Details

  • Where the money goes: 81.3% of revenue deployed · 89.6% of spending went to programs
  • Governance: 9 of 10 board members independent · 8 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $909K in reported program spending
  • Leadership: top reported pay $106K · 10 people listed
  • Consistency: 28 of 28 current checks pass
  • Schedules: 5 filed schedules · includes major donors and foreign activity
  • Filing history: 15 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Foreign activity oversight: 8 of 8 not reported.
  • Review — Sustainability: Operating margin scored 55/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 43/100.
  • Moderate — Sustainability: Officer compensation ratio scored 36/100.
  • Review — Sustainability: Liabilities to assets ratio scored 52/100.