Pearls for Life Foundation

Nonprofit profile at a glance

EIN
320574265
IRS 990-EZ coverage
2023–2025
Forms available
Form 990-EZ 2025, Form 990-N 2022
Location
Columbus, GA, USA
Phone
7065365279
Rating
64
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Scholarships, Student Financial Aid Services, Awards

Official website

Reported finances

Revenue
$47,246
Expenses
$38,301
Assets
$112,473
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

6 people listed

Executive titles in this filing

  • LESHA CROCKER (PRESIDENT)

People named in this filing

  • DOLLY BAKER (TREASURER)
  • SHAKALA SMOAKS (FINANCIAL SECRETARY)
  • LESHA CROCKER (PRESIDENT)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Pearls for life foundation, inc. Is a 501 3 organization incorporated in 2019. The foundation was established by a group of like minded professional women to place focus on community events and programs that benefit the tri-city community. The goal is to enrich the community and young lives by providing scholarships to deserving high school students. Additionally, pearls for life foundation has made contributions to other organizations that qualify as 501(c)(3) tax exempt organizations that meet with the core values of our organization. Within the past few years of pflf has sought to establish a solid footprint into the community. In addition to scholarships, other programs that have benefited from our service have included the american heart association, salvation army, west ga. Cancer collation and casa.to further impact the community positively, pearls for life foundation, inc. Will continue to provide service, global leadership, unity and collaboration, accountability, fair and

What it reported doing in 2025

Scholarships

Operating model

Revenue model
Other-operating. 100% of the money available for current operations came from other operating revenue.
Distribution model
Grant intermediary. The nonprofit sent 100% of its reported program spending out as grants.

The verdict

SUPPORTED - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 53
  • Transparency & Controls: 82
  • Sustainability: 70
  • Growth: 20

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 48.7%; rating input score 49
  • Program expense ratio: 60.1%; rating input score 60

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 18.9%; rating input score 71; 71st percentile among comparable filings
  • Total-asset coverage ratio: 2.94; rating input score 74; 74th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: -63.3% per year; rating input score 0; 7th percentile among comparable filings
  • Revenue growth: -24.8% per year; rating input score 0; 13th percentile among comparable filings
  • Asset growth: 18.9% per year; rating input score 100; 83rd percentile among comparable filings

Details

  • Where the money goes: 48.7% of revenue deployed · 60.1% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $23K in reported program spending
  • Leadership: top reported pay $0 · 6 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 3 filing years from 2023 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Mission deployment rate scored 49/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.