Palmyra a Caring Community

Nonprofit profile at a glance

EIN
251899860
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Palmyra, PA, USA
Phone
7172695924
Rating
81
Verdict
STRONG
Rating confidence
Standard
Sector
Human Service Organizations
Affiliation
Christianity

Official website

Reported finances

Revenue
$27,989
Expenses
$20,830
Assets
$206,485
Liabilities
$73,356

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

4 people listed

Executive titles in this filing

  • REV STEPHANIE SEIGH (VP PRESIDENT)
  • Pastor James Anderman (PRESIDENT)

People named in this filing

  • REV STEPHANIE SEIGH (VP PRESIDENT)
  • Pastor James Anderman (PRESIDENT)
  • TOM PEIFFER (TREASURER)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To meet the needs of the local community through outreach programs. PACC is a nonsectarian organization supporting the concept that community cooperation will achieve mutually supported purposes with combined resources regardless of the supports source.

What it reported doing in 2025

The Palmyra Area Counseling Center provides low-cost counseling services by trained Christian professionals to families and individuals in the Palmyra area. COBYS Family Services provides counselors and administrative oversight for the center. Counseling for: Depression, Pre-marital preparation, Post-divorce/Separation, Couples/Relational problems, Anxiety, Grief, Parent/Child problems Cost: Sliding scale based on family income and number of persons in the home. Time is limited to 15 sessions, plus an additional 10 if needed.

Operating model

Revenue model
Donor-supported. 75% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 85
  • Transparency & Controls: 100
  • Accountability: 70
  • Sustainability: 62
  • Growth: 0

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 77.6%; rating input score 78
  • Program expense ratio: 94.5%; rating input score 94
  • Fundraising efficiency: $211.27 raised per $1 spent on fundraising; rating input score 93; 93rd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 2 of 7 controls in place; rating input score 29
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 25.6%; rating input score 74; 74th percentile among comparable filings
  • Total-asset coverage ratio: 9.91; rating input score 65; 65th percentile among comparable filings
  • Liabilities to assets ratio: 0.36; rating input score 9; 9th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 58; 58th percentile among comparable filings

Growth

  • Program expense growth: -22.5% per year; rating input score 0; 15th percentile among comparable filings
  • Revenue growth: -11.5% per year; rating input score 0; 28th percentile among comparable filings
  • Asset growth: -5.5% per year; rating input score 0; 19th percentile among comparable filings

Details

  • Where the money goes: 77.6% of revenue deployed · 94.5% of spending went to programs
  • Governance: 4 of 4 board members independent · 2 of 7 filing controls reported
  • Programs: 3 filed program accomplishments · $20K in reported program spending
  • Leadership: top reported pay $0 · 4 people listed
  • Consistency: 15 of 15 current checks pass
  • Schedules: 4 filed schedules · includes major donors
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: Resolved incoming and outgoing counterparties from filed money flows.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Accountability: Governance controls: 4 of 6 not reported.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • High — Growth: Asset growth scored 0/100.
  • High — Sustainability: Liabilities to assets ratio scored 9/100.
  • Review — Sustainability: Officer compensation ratio scored 58/100.