Orville O Oliver Trust Bank of Pontiac Trustee
Nonprofit profile at a glance
- EIN
- 376111453
- IRS 990-EZ coverage
- 2019–2025
- Forms available
- Form 990-EZ 2025
- Location
- Pontiac, IL, USA
- Phone
- 8158446155
- Rating
- 70
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $93,142
- Expenses
- $98,802
- Assets
- $297,111
- Liabilities
- $55,147
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
1 person listed
People named in this filing
- BANK OF PONTIAC (Trustee)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Grant to united methodist church of chatsworth, il to be used for college scholarships for members or their children pursuant to the last will of orville o. Oliver, deceased from 1/2 of the net income of the trust.grant to united methodist church of chatsworth, il to be used in support of said church pursuant to the last will of orville o. Oliver deceased from 1/2 of the net income of the trust.
What it reported doing in 2025
Payment of grant to beneficiary for college scholarships for church members
Operating model
- Revenue model
- Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
- Distribution model
- Grant intermediary. The nonprofit sent 100% of its reported program spending out as grants.
The verdict
SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. A relatively small share of total spending goes to programs and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 60
- Transparency & Controls: 82
- Sustainability: 40
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 61.4%; rating input score 61
- Program expense ratio: 57.9%; rating input score 58
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -6.1%; rating input score 33; 33rd percentile among comparable filings
- Total-asset coverage ratio: 3.01; rating input score 74; 74th percentile among comparable filings
- Liabilities to assets ratio: 0.19; rating input score 12; 12th percentile among comparable filings
- Officer compensation ratio: 6.8%; rating input score 11; 11th percentile among comparable filings
Growth
- Program expense growth: 6% per year; rating input score 100; 63rd percentile among comparable filings
- Revenue growth: 6.2% per year; rating input score 100; 73rd percentile among comparable filings
- Asset growth: 4.2% per year; rating input score 100; 54th percentile among comparable filings
Details
- Where the money goes: 61.4% of revenue deployed · 57.9% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 2 filed program accomplishments · $57K in reported program spending
- Leadership: top reported pay $0 · 1 people listed
- Consistency: 8 of 8 current checks pass
- Schedules: 2 filed schedules
- Filing history: 7 filing years from 2019 to 2025
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Financial Efficiency: Program expense ratio scored 58/100.
- Moderate — Sustainability: Operating margin scored 33/100.
- High — Sustainability: Liabilities to assets ratio scored 12/100.
- High — Sustainability: Officer compensation ratio scored 11/100.