Oregon Capital Access Network

Nonprofit profile at a glance

EIN
881128763
IRS 990-EZ coverage
2022–2024
Forms available
Form 990-EZ 2024
Location
Gresham, OR, USA
Phone
5038479163
Rating confidence
Limited
Sector
Economic Development

Reported finances

Revenue
$0
Expenses
$1,643
Assets
$60,142
Liabilities
$57,800

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

4 people listed

Executive titles in this filing

  • BRAD KETCH (PRESIDENT)

People named in this filing

  • EUGENE WALLACE (DIRECTOR)
  • MARCEL NEWSOME (CHAIRPERSON)
  • BRAD KETCH (PRESIDENT)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The entity's purpose is to grant micro-loans to emerging entrepreneurs in rockwood and other less affluent communities in Oregon.

What it reported doing in 2024

Organization is a community development financial institution (cdfi) that functions as a lender with a mission to provide fair, responsible financing to rural, urban, native, and other communities that mainstream finance doesn't traditionally reach. We specialize in lending to individuals, organizations, and businesses in under resourced communities, offering clients financial education, business coaching, and low interest rate loans that increase economic potential and help build wealth. We counsel, train, mentor and otherwise support businesses and individuals as they build prosperity.

Operating model

Revenue model
No positive adjusted resources. The filing reports no positive adjusted operating resources.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Rating breakdown

  • Financial Efficiency: 100
  • Transparency & Controls: 82
  • Sustainability: 36
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: Limited
  • Program expense ratio: 100%; rating input score 100

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: Limited
  • Total-asset coverage ratio: 36.6; rating input score 98; 98th percentile among comparable filings
  • Liabilities to assets ratio: 0.96; rating input score 5; 5th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: 75.4% per year; rating input score 100; 96th percentile among comparable filings
  • Revenue growth: -150% per year; rating input score 0; 1st percentile among comparable filings
  • Asset growth: 75.7% per year; rating input score 100; 98th percentile among comparable filings

Details

  • Where the money goes: 100% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $2K in reported program spending
  • Leadership: top reported pay $0 · 4 people listed
  • Consistency: 8 of 8 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 3 filing years from 2022 to 2024
  • Contacts: How to reach this organization
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Liabilities to assets ratio scored 5/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.