Opportunity Ministries Inc

Nonprofit profile at a glance

EIN
454599833
IRS 990 coverage
2017–2024
Forms available
Form 990 2024
Location
Pasadena, MD, USA
Phone
4102554342
Rating
70
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Environmental Education and Outdoor Survival Programs

Official website

Reported finances

Revenue
$1,196,427
Expenses
$1,080,569
Assets
$2,997,591
Liabilities
$1,035,048

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

5 people listed

Highest reported compensation

  • MICHELE M KRAMER (TREASURER): $209,076 total reported compensation
  • LAWRENCE A KRAMER (VICE CHAIRPERSON): $57,203 total reported compensation
  • LYNDA SMITH (SECRETARY): $15,100 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To provide support services such as housing, job and life skills training to individuals struggling with substance abuse by providing a stable atmosphere where they can receive assistance to recover from their addiction.

What it reported doing in 2024

During the 2024-2025 year, Opportunity Ministries continued its mission of restoring stability, dignity, and hope to individuals and families in our community. Marys Lamb, our women with children recovery program, served thirteen families this year. The program remains a vital part of breaking cycles of substance use disorder and/or co-occurring disorder and homelessness in our community. In response to the growing affordable housing crisis, Opportunity Ministries purchased a new home with the goal of creating single room occupancy housing. This initiative is designed to provide safe, stable living environments while helping residents take the next steps toward long-term independence. This investment strengthens our ability to support individuals transitioning into sustainable housing. Tylers Closet, our clothing pantry, continued to meet practical needs by serving sixty-three individuals, including fifty-five men and eight women by providing clothing at no cost. The pantry helped community members maintain dignity and prepare for employment, recovery programs, and daily life. Throughout the year, Opportunity Ministries remained committed to practical support, responsible growth and long-term solutions that promote stability for those we serve.

Operating model

Revenue model
Earned-program. 70% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. A relatively small share of voting board members are independent and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 75
  • Transparency & Controls: 70
  • Accountability: 55
  • Sustainability: 54
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 72.2%; rating input score 72
  • Program expense ratio: 79.9%; rating input score 80
  • Fundraising efficiency: $35.27 raised per $1 spent on fundraising; rating input score 72; 72nd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 1 of 6 controls in place; rating input score 17
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 40%; rating input score 40; 10th percentile among comparable filings
  • Governance controls: 6 of 8 controls in place; rating input score 75
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 9.7%; rating input score 61; 61st percentile among comparable filings
  • Total-asset coverage ratio: 2.77; rating input score 73; 73rd percentile among comparable filings
  • Liabilities to assets ratio: 0.35; rating input score 22; 22nd percentile among comparable filings
  • Officer compensation ratio: 26%; rating input score 9; 9th percentile among comparable filings

Growth

  • Program expense growth: 20.9% per year; rating input score 100; 83rd percentile among comparable filings
  • Revenue growth: 14.5% per year; rating input score 100; 78th percentile among comparable filings
  • Asset growth: 18.1% per year; rating input score 100; 78th percentile among comparable filings

Details

  • Where the money goes: 72.2% of revenue deployed · 79.9% of spending went to programs
  • Governance: 2 of 5 board members independent · 6 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $864K in reported program spending
  • Leadership: top reported pay $209K · 5 people listed · 1 of 6 pay-setting controls reported
  • Consistency: 28 of 28 current checks pass
  • Schedules: 6 filed schedules · includes major donors and executive pay
  • Filing history: 8 filing years from 2017 to 2024
  • Contacts: How to reach this organization
  • Money network: 3 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Accountability: Independent voting board scored 40/100.
  • Review — Accountability: Governance controls: 2 of 8 not reported.
  • High — Sustainability: Officer compensation ratio scored 9/100.
  • High — Sustainability: Liabilities to assets ratio scored 22/100.