Opportunities for Otsego Inc

Nonprofit profile at a glance

EIN
166066346
IRS 990 coverage
2011–2025
Forms available
Form 990 2025
Location
Oneonta, NY, USA
Phone
6074338000
Rating
81
Verdict
STRONG
Rating confidence
Moderate
Sector
Human Service Organizations

Official website

Reported finances

Revenue
$9,908,373
Expenses
$9,902,058
Assets
$2,824,449
Liabilities
$1,257,397

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

13 people listed

Executive titles in this filing

  • LISA SAMOLS (PRESIDENT)
  • FANNY CLEMENTS (VICE-PRESIDENT)

Highest reported compensation

  • TANYA MARIE SHALOR (C.E.O./C.F.O.): $193,440 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Opportunities for otsego, as a community action agency, mobilizes resources and creates solutions to unlock opportunities for low income individuals and families in the counties of otsego and chenango, New York. Opportunities for otsego's mission is to be the leader in developing innovative solutions that promote healthy lives, thriving families, and caring communities.

What it reported doing in 2025

Child and family development programs include head start, a federally funded educational care program for income-eligible 3 and 4 year-old children. Early head start services are provided to expectant parents and parents of children under 3 years of age through home visits and center based services, including child development education, health/wellness education for parents and children, ongoing support and referral to other sources in the community. The agency also provides universal pre-kindergarten services. Opportunities for otsego also operates wic (women, infants, and children), a federally funded program for pregnant women and families with children under the age of 5 that stresses nutrition education and gives families vouchers to purchase formula and nutritious food. Opportunities for otsego also operates "building healthy families," a family development program home-based model in which families are encouraged to set goals based on their strengths. Opportunities for otsego also provides space for a program that offers eligibility screening for those seeking health insurance and assistance with health care options.

Operating model

Revenue model
Grant-funded. 83% of the money available for current operations came from government grants.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and most voting board members are independent. Few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 90
  • Transparency & Controls: 65
  • Accountability: 100
  • Sustainability: 26
  • Growth: 80

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 89.2%; rating input score 89
  • Program expense ratio: 89.2%; rating input score 89
  • Fundraising efficiency: $2,109.34 raised per $1 spent on fundraising; rating input score 98; 98th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 0 of 6 controls in place; rating input score 0
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 0.1%; rating input score 27; 27th percentile among comparable filings
  • Total-asset coverage ratio: 0.29; rating input score 8; 8th percentile among comparable filings
  • Liabilities to assets ratio: 0.45; rating input score 18; 18th percentile among comparable filings
  • Officer compensation ratio: 2%; rating input score 75; 75th percentile among comparable filings

Growth

  • Program expense growth: 2% per year; rating input score 100; 19th percentile among comparable filings
  • Revenue growth: 1.5% per year; rating input score 100; 14th percentile among comparable filings
  • Asset growth: -1% per year; rating input score 0; 8th percentile among comparable filings

Details

  • Where the money goes: 89.2% of revenue deployed · 89.2% of spending went to programs
  • Governance: 12 of 12 board members independent · 8 of 8 filing controls reported
  • Programs: 4 filed program accomplishments · $8.8M in reported program spending
  • Leadership: top reported pay $193K · 13 people listed · 0 of 6 pay-setting controls reported
  • Consistency: 31 of 31 current checks pass
  • Schedules: 6 filed schedules · includes major donors and executive pay
  • Filing history: 15 filing years from 2011 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Pay-setting controls scored 0/100.
  • High — Sustainability: Operating margin scored 27/100.
  • High — Sustainability: Total-asset coverage ratio scored 8/100.
  • High — Growth: Asset growth scored 0/100.
  • High — Sustainability: Liabilities to assets ratio scored 18/100.